<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> APR-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 90,246 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 152,200 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 284,800 <INVESTMENTS-CARRYING> 94,975 <INVESTMENTS-MARKET> 92,790 <LOANS> 1,325,376 <ALLOWANCE> (26,086) <TOTAL-ASSETS> 2,113,612 <DEPOSITS> 1,830,657 <SHORT-TERM> 0 <LIABILITIES-OTHER> 117,832 <LONG-TERM> 50,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 65,827 <OTHER-SE> 49,296 <TOTAL-LIABILITIES-AND-EQUITY> 2,113,612 <INTEREST-LOAN> 30,238 <INTEREST-INVEST> 5,908 <INTEREST-OTHER> 2,897 <INTEREST-TOTAL> 39,043 <INTEREST-DEPOSIT> 13,771 <INTEREST-EXPENSE> 16,181 <INTEREST-INCOME-NET> 22,862 <LOAN-LOSSES> 1,636 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 13,722 <INCOME-PRETAX> 10,517 <INCOME-PRE-EXTRAORDINARY> 10,517 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,964 <EPS-BASIC> 0.35 <EPS-DILUTED> 0.34 <YIELD-ACTUAL> 4.80 <LOANS-NON> 3,375 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 24,046 <CHARGE-OFFS> (242) <RECOVERIES> 199 <ALLOWANCE-CLOSE> 26,086 <ALLOWANCE-DOMESTIC> 26,086 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0