<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S UNAUDITED FINANCIAL STATEMENTS FOR THE THREE MONTH PERIOD ENDED MARCH
31, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS CONTAINED IN THE COMPANY'S FORM 10-QSB FOR THE PERIOD ENDED MARCH 31,
1995.
</LEGEND>
<CIK> 0000319124
<NAME> SAN DIEGO BANCORP
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1995
<CASH>                                               0
<SECURITIES>                                         0
<RECEIVABLES>                                   49,226
<ALLOWANCES>                                         0
<INVENTORY>                                     57,882
<CURRENT-ASSETS>                               107,608
<PP&E>                                       4,720,403
<DEPRECIATION>                                 234,075
<TOTAL-ASSETS>                               8,576,286
<CURRENT-LIABILITIES>                        1,344,675
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     8,885,325
<OTHER-SE>                                 (3,360,990)
<TOTAL-LIABILITY-AND-EQUITY>                 8,576,286
<SALES>                                        109,322
<TOTAL-REVENUES>                               114,362
<CGS>                                           51,522
<TOTAL-COSTS>                                  331,894
<OTHER-EXPENSES>                               109,332
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                              20,177
<INCOME-PRETAX>                              (398,563)
<INCOME-TAX>                                  (56,695)
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (341,868)
<EPS-PRIMARY>                                  (0.039)
<EPS-DILUTED>                                  (0.039)