<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S UNAUDITED FINANCIAL STATEMENTS FOR THE SIX MONTH PERIOD ENDED JUNE 30,
1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
CONTAINED IN THE COMPANY'S FORM 10-QSB FOR THE PERIOD ENDED JUNE 30, 1995.
</LEGEND>
<CIK> 0000319124
<NAME> SAN DIEGO BANCORP
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                          16,261
<SECURITIES>                                         0
<RECEIVABLES>                                  109,578
<ALLOWANCES>                                         0
<INVENTORY>                                     77,882
<CURRENT-ASSETS>                               210,221
<PP&E>                                       4,702,865
<DEPRECIATION>                                 238,455
<TOTAL-ASSETS>                               8,583,341
<CURRENT-LIABILITIES>                        1,410,295
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     9,009,450
<OTHER-SE>                                 (3,478,342)
<TOTAL-LIABILITY-AND-EQUITY>                 8,583,341
<SALES>                                        372,386
<TOTAL-REVENUES>                               390,363
<CGS>                                          173,238
<TOTAL-COSTS>                                  622,001
<OTHER-EXPENSES>                               109,322
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                              32,242
<INCOME-PRETAX>                              (546,450)
<INCOME-TAX>                                  (87,229)
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (459,221)
<EPS-PRIMARY>                                  (0.045)
<EPS-DILUTED>                                  (0.045)