<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S UNAUDITED FINANCIAL STATEMENTS FOR THE NINE MONTH PERIOD ENDED
SEPTEMBER 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS CONTAINED IN THE COMPANY'S FORM 10-QSB FOR THE PERIOD ENDED
SEPTEMBER 30, 1995.
</LEGEND>
<CIK> 0000319124
<NAME> SAN DIEGO BANCORP
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          10,335
<SECURITIES>                                         0
<RECEIVABLES>                                   84,170
<ALLOWANCES>                                         0
<INVENTORY>                                     85,391
<CURRENT-ASSETS>                               187,063
<PP&E>                                       4,685,329
<DEPRECIATION>                                 242,835
<TOTAL-ASSETS>                               8,464,160
<CURRENT-LIABILITIES>                        1,229,616
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     9,155,269
<OTHER-SE>                                 (3,624,198)
<TOTAL-LIABILITY-AND-EQUITY>                 8,464,160
<SALES>                                        498,812
<TOTAL-REVENUES>                               528,682
<CGS>                                          260,739
<TOTAL-COSTS>                                  819,525
<OTHER-EXPENSES>                               109,332
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                              45,052
<INCOME-PRETAX>                              (705,966)
<INCOME-TAX>                                 (100,889)
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (605,077)
<EPS-PRIMARY>                                  (0.059)
<EPS-DILUTED>                                  (0.059)