<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <CASH> 35,433 <INT-BEARING-DEPOSITS> 3,902 <FED-FUNDS-SOLD> 5,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 213,789 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 951,333 <ALLOWANCE> 11,110 <TOTAL-ASSETS> 1,262,560 <DEPOSITS> 1,034,191 <SHORT-TERM> 72,056 <LIABILITIES-OTHER> 9,499 <LONG-TERM> 61,929 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 6,291 <OTHER-SE> 78,594 <TOTAL-LIABILITIES-AND-EQUITY> 1,262,560 <INTEREST-LOAN> 37,611 <INTEREST-INVEST> 6,425 <INTEREST-OTHER> 295 <INTEREST-TOTAL> 44,331 <INTEREST-DEPOSIT> 19,198 <INTEREST-EXPENSE> 23,266 <INTEREST-INCOME-NET> 21,065 <LOAN-LOSSES> 985 <SECURITIES-GAINS> 25 <EXPENSE-OTHER> 17,444 <INCOME-PRETAX> 11,644 <INCOME-PRE-EXTRAORDINARY> 7,539 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,539 <EPS-BASIC> 0.56 <EPS-DILUTED> 0.55 <YIELD-ACTUAL> 7.93 <LOANS-NON> 552 <LOANS-PAST> 542 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 5,548 <ALLOWANCE-OPEN> 10,403 <CHARGE-OFFS> 336 <RECOVERIES> 58 <ALLOWANCE-CLOSE> 11,110 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 333