UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                     FORM 8K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                          Date of Report: April 6, 1998



                           FARM FAMILY HOLDINGS, INC.
      A Delaware Corporation Commission File No. 1-11941 IRS No. 14-1789227

                   344 Route 9W, Glenmont, New York 12077-2910
                  Registrant's telephone number: (518) 431-5000






Item 5.  Other Events

         Farm Family Casualty  Insurance  Company,  a wholly owned subsidiary of
Farm Family Holdings,  Inc.,  exercised its right to redeem all outstanding debt
as of April 1, 1998, at a redemption price equal to 100% of the principal amount
plus accrued  interest from January 1, 1998 through April 1, 1998. The principal
amount of the outstanding  debt consisted of $293,000 of debentures and $971,000
of subordinated  surplus  certificates  and accrued  interest on the outstanding
debt totaled $25,000. In addition, Farm Family Casualty Insurance Company paid a
total of $102,000  for  interest  incurred on the  debentures  and  subordinated
surplus certificates for the year ended December 31, 1997.



                                   Signatures

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                               FARM FAMILY HOLDINGS, INC.
                                                    (Registrant)




     April 6, 1998                           /s/ Philip P. Weber
- --------------------------                --------------------------------------
        (Date)                                     Philip P. Weber
                                                  President and CEO