<ARTICLE> 9 <LEGEND> The schedule contains summary financial information extracted from the Consolidated Balance Sheets as of March 31, 2000, and December 31, 1999, and the related Consolidated Statement os Income for the three months ended March 31, 2000 and 1999, and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000893539 <NAME> FC BANC CORP <MULTIPLIER> 1,000 <CURRENCY> US DOLLARS <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <EXCHANGE-RATE> 1 <CASH> 3,290 <INT-BEARING-DEPOSITS> 10 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 32,614 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 56,600 <ALLOWANCE> 1,665 <TOTAL-ASSETS> 96,942 <DEPOSITS> 83,869 <SHORT-TERM> 828 <LIABILITIES-OTHER> 811 <LONG-TERM> 0 <PREFERRED-MANDATORY> 832 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 10,602 <TOTAL-LIABILITIES-AND-EQUITY> 96,942 <INTEREST-LOAN> 1,195 <INTEREST-INVEST> 503 <INTEREST-OTHER> 2 <INTEREST-TOTAL> 1,700 <INTEREST-DEPOSIT> 651 <INTEREST-EXPENSE> 659 <INTEREST-INCOME-NET> 1,041 <LOAN-LOSSES> (34) <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 881 <INCOME-PRETAX> 347 <INCOME-PRE-EXTRAORDINARY> 254 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 254 <EPS-BASIC> 0.41 <EPS-DILUTED> 0.40 <YIELD-ACTUAL> 470 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,732 <CHARGE-OFFS> 39 <RECOVERIES> 6 <ALLOWANCE-CLOSE> 1,665 <ALLOWANCE-DOMESTIC> 1,665 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 70