<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE MARCH 31,
1996 & 1995, AND DECEMBER 31, 1995, CONSOLIDATED STATEMENTS OF FINANCIAL
CONDITION AND CONSOLIDATED STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> U S DOLLARS
<PERIOD-TYPE> 3-MOS 3-MOS YEAR
<FISCAL-YEAR-END> DEC-31-1996 DEC-31-1995 DEC-31-1995
<PERIOD-START> JAN-01-1996 JAN-01-1995 JAN-01-1995
<PERIOD-END> MAR-31-1996 MAR-31-1995 DEC-31-1995
<EXCHANGE-RATE> 1 1 1
<CASH> 4,770 4,313 5,329
<INT-BEARING-DEPOSITS> 0 200 0
<FED-FUNDS-SOLD> 2,200 1,000 4,200
<TRADING-ASSETS> 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 36,112 24,723 23,869
<INVESTMENTS-CARRYING> 0 12,254 0
<INVESTMENTS-MARKET> 0 12,197 0
<LOANS> 35,652 35,453 37,179
<ALLOWANCE> 1,318 1,808 1,297
<TOTAL-ASSETS> 81,908 80,842 83,698
<DEPOSITS> 70,939 69,563 70,891
<SHORT-TERM> 0 700 1,525
<LIABILITIES-OTHER> 459 327 522
<LONG-TERM> 0 0 0
<PREFERRED-MANDATORY> 0 0 0
<PREFERRED> 0 0 0
<COMMON> 832 832 832
<OTHER-SE> 9,678 9,420 9,928
<TOTAL-LIABILITIES-AND-EQUITY> 81,908 80,842 83,698
<INTEREST-LOAN> 821 810 3,354
<INTEREST-INVEST> 496 543 2,022
<INTEREST-OTHER> 57 34 188
<INTEREST-TOTAL> 1,374 1,387 5,564
<INTEREST-DEPOSIT> 571 584 2,403
<INTEREST-EXPENSE> 16 12 39
<INTEREST-INCOME-NET> 787 791 3,122
<LOAN-LOSSES> 0 204 204
<SECURITIES-GAINS> 0 0 0
<EXPENSE-OTHER> 768 652 2,906
<INCOME-PRETAX> 162 55 499
<INCOME-PRE-EXTRAORDINARY> 145 77 533
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 145 77 533
<EPS-PRIMARY> .44 .23 1.61
<EPS-DILUTED> .44 .23 1.61
<YIELD-ACTUAL> 3.91 3.43 4.37
<LOANS-NON> 348 277 327
<LOANS-PAST> 59 168 13
<LOANS-TROUBLED> 0 0 0
<LOANS-PROBLEM> 0 0 0
<ALLOWANCE-OPEN> 1,297 1,600 1,600
<CHARGE-OFFS> 14 10 574
<RECOVERIES> 35 14 67
<ALLOWANCE-CLOSE> 1,318 1,808 1,297
<ALLOWANCE-DOMESTIC> 1,318 1,808 1,297
<ALLOWANCE-FOREIGN> 0 0 0
<ALLOWANCE-UNALLOCATED> 309 137 377