<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM JUNE 30, AND MARCH 31, 1996 AND 1995, AND DECEMBER 31, 1995, CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000893539 <NAME> F C BANC CORP <MULTIPLIER> 1,000 <CURRENCY> U S DOLLARS <PERIOD-TYPE> 3-MOS 3-MOS 6-MOS 6-MOS YEAR <FISCAL-YEAR-END> DEC-31-1996 DEC-31-1995 DEC-31-1996 DEC-31-1995 DEC-31-1995 <PERIOD-START> APR-01-1996 APR-01-1995 JAN-01-1996 JAN-01-1995 JAN-01-1995 <PERIOD-END> JUN-30-1996 JUN-01-1995 JUN-01-1996 JUN-01-1995 DEC-31-1995 <EXCHANGE-RATE> 1 1 1 1 1 <CASH> 5811 4877 5811 4877 5329 <INT-BEARING-DEPOSITS> 0 100 0 100 0 <FED-FUNDS-SOLD> 0 2200 0 2200 4200 <TRADING-ASSETS> 0 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 36520 22700 36520 22700 33869 <INVESTMENTS-CARRYING> 0 11845 0 11845 0 <INVESTMENTS-MARKET> 0 11860 0 11860 0 <LOANS> 37621 36375 37621 36375 37179 <ALLOWANCE> (1318) (1809) (1318) (1809) (1297) <TOTAL-ASSETS> 83385 80759 83385 80759 83698 <DEPOSITS> 71710 69566 71710 69566 70891 <SHORT-TERM> 500 0 500 0 1525 <LIABILITIES-OTHER> 762 441 762 441 522 <LONG-TERM> 0 0 0 0 0 <PREFERRED-MANDATORY> 0 0 0 0 0 <PREFERRED> 0 0 0 0 0 <COMMON> 832 832 832 832 832 <OTHER-SE> 9581 9920 9581 9920 9928 <TOTAL-LIABILITIES-AND-EQUITY> 83385 80759 83385 80759 83698 <INTEREST-LOAN> 844 816 1665 1626 3354 <INTEREST-INVEST> 517 523 1015 1066 2022 <INTEREST-OTHER> 23 26 80 60 188 <INTEREST-TOTAL> 1384 1365 2760 2752 5564 <INTEREST-DEPOSIT> 572 606 1143 1189 2403 <INTEREST-EXPENSE> 1 7 17 20 39 <INTEREST-INCOME-NET> 811 752 1600 1543 3122 <LOAN-LOSSES> 0 0 0 204 204 <SECURITIES-GAINS> 0 (2) 0 (2) 3 <EXPENSE-OTHER> 871 711 1639 1363 2906 <INCOME-PRETAX> 64 164 228 219 499 <INCOME-PRE-EXTRAORDINARY> 78 148 225 225 533 <EXTRAORDINARY> 0 0 0 0 0 <CHANGES> 0 0 0 0 0 <NET-INCOME> 78 148 225 225 533 <EPS-PRIMARY> 0.24 0.44 0.69 0.67 1.61 <EPS-DILUTED> 0.24 0.44 0.69 0.67 1.61 <YIELD-ACTUAL> 4.15 4.25 3.85 3.88 4.37 <LOANS-NON> 344 352 344 352 327 <LOANS-PAST> 74 106 74 106 13 <LOANS-TROUBLED> 0 0 0 0 0 <LOANS-PROBLEM> 0 0 0 0 0 <ALLOWANCE-OPEN> 1318 1808 1297 1808 1600 <CHARGE-OFFS> 15 16 29 16 574 <RECOVERIES> 15 17 50 17 67 <ALLOWANCE-CLOSE> 1318 1809 1318 1809 1297 <ALLOWANCE-DOMESTIC> 1318 1809 1318 1809 1297 <ALLOWANCE-FOREIGN> 0 0 0 0 0 <ALLOWANCE-UNALLOCATED> 171 125 171 125 377