<ARTICLE> 9 <LEGEND> The schedule contains summary financial information extracted from the March 31, 1997 & 1996, and December 31, 1996, Consolidated Statements of Condition and Consolidated Statements of Income and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000893539 <NAME> FC BANC CORP <MULTIPLIER> 1000 <CURRENCY> US DOLLARS <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> MAR-31-1997 <EXCHANGE-RATE> 1 <CASH> 3,379 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 2,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 30,252 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 39,716 <ALLOWANCE> 1,255 <TOTAL-ASSETS> 78,474 <DEPOSITS> 67,041 <SHORT-TERM> 154 <LIABILITIES-OTHER> 508 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 832 <OTHER-SE> 9,939 <TOTAL-LIABILITIES-AND-EQUITY> 78,474 <INTEREST-LOAN> 896 <INTEREST-INVEST> 445 <INTEREST-OTHER> 10 <INTEREST-TOTAL> 1,351 <INTEREST-DEPOSIT> 520 <INTEREST-EXPENSE> 522 <INTEREST-INCOME-NET> 829 <LOAN-LOSSES> 20 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 693 <INCOME-PRETAX> 236 <INCOME-PRE-EXTRAORDINARY> 184 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 184 <EPS-PRIMARY> 0.57 <EPS-DILUTED> 0.57 <YIELD-ACTUAL> 4.72 <LOANS-NON> 621 <LOANS-PAST> 508 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,263 <CHARGE-OFFS> 41 <RECOVERIES> 13 <ALLOWANCE-CLOSE> 1,255 <ALLOWANCE-DOMESTIC> 1,255 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 236