<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of March 31, 1999, and December 31, 1998,
and the related Consolidated Statements of Income for the three months
ended March 31, 1999 and 1998, and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP
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<CURRENCY> US DOLLARS
       
                             
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