Exhibit 23

Consent of Independent Accountants


We consent to the  incorporation by reference in the  registration  statement of
Symons International Group, Inc. on Form S-8 (File Nos. 333-44643 and 333-71093)
of our reports dated April 13, 1999, on our audits of the consolidated financial
statements and financial statement schedules of Symons International Group, Inc.
as of December  31, 1998 and 1997,  and for the years ended  December  31, 1998,
1997 and 1996,  which reports are  incorporated by reference or included in this
Annual Report on Form 10-K.



/s/ PricewaterhouseCoopers LLP
Indianapolis, Indiana
April 13, 1999