SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                     FORM 15

Certification and Notice of Termination of Registration Under Section 12(g) of
the Securities Exchange Act of 1934 or Suspension of Duty to File Reports Under
Sections 13 and 15(d) of the Securities and Exchange Act of 1934

                         Commission File Number: 1-8460

                         Universal Money Centers, Inc.
                       ---------------------------------
             (Exact name of registrant as specified in its charter)

             6800 Squibb Road, Mission, Kansas 66202, (913) 831-2055
           -----------------------------------------------------------
   (Address, including zip code, and telephone number, including area code, of
                   Registrant's principal executive offices)

                     Common Stock, par value $.01 per share
                   ------------------------------------------
            (Title of each class of securities covered by this Form)

                                 Not Applicable
                               ------------------
       (Title of all other classes of securities for which a duty to file
                     reports under Section 13(a) or 15(d) remains)

      Please place an X in the box(es) to designate the appropriate rule
  provision(s) relied upon to terminate or suspend the duty to file reports:

           Rule 12g-4(a)(1)(i) (X)          Rule 12h-3(b)(1)(i)  (X)
           Rule 12g-4(a)(1)(ii)( )          Rule 12h-3(b)(1)(ii) ( )
           Rule 12g-4(a)(2)(i) ( )          Rule 12h-3(b)(2)(i)  ( )
           Rule 12g-4(a)(2)(ii)( )          Rule 12h-3(b)(2)(ii) ( )
                                            Rule 15d-6           ( )

         Approximate number of holders of record as of the certification
                               or notice date: 220

     Pursuant to the requirements of the Securities Exchange Act of 1934,
   Universal Money Centers, Inc. has caused this certification/notice to be
        signed on its behalf by the undersigned duly authorized person.

      Date:December 15, 2003        By:   /s/ David S. Bonsal
                                        -----------------------------
                                          David S. Bonsal
                                          Chairman of the Board of Directors and
                                          Chief Executive Officer

Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934. The
registrant shall file with the Commission three copies of Form 15, one of which
shall be naturally signed. It may be signed by an officer of the registrant, by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.