<ARTICLE>                  5
<LEGEND>
                           This Schedule Contains Summary
                           Financial Information Extracted From
                           the Unaudited Consolidated Balance Sheets as of
                           April 30, 1998 and Unaudited Consolidated 
                           Statements Of Income For The Three Months 
                           Ended April 30, 1998 and is qualified in its 
                           entirety by reference to such financial statements.

</LEGEND>
<MULTIPLIER>               1
<CURRENCY>                 United States
<CIK>                      0000702167
<NAME>                     Universal Money Centers, Inc.
       
                                  
<PERIOD-TYPE>                              3-MOS
<FISCAL-YEAR-END>                    JAN-31-1998
<PERIOD-START>                        FEB-1-1998
<PERIOD-END>                         APR-30-1998
<EXCHANGE-RATE>                                1
<CASH>                                   114,273
<SECURITIES>                                   0
<RECEIVABLES>                            299,970
<ALLOWANCES>                              21,380
<INVENTORY>                                  300
<CURRENT-ASSETS>                         403,243
<PP&E>                                 3,047,186
<DEPRECIATION>                         1,576,691
<TOTAL-ASSETS>                         2,221,121
<CURRENT-LIABILITIES>                    633,240
<BONDS>                                  662,553
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                 398,514
<OTHER-SE>                             2,189,122
<TOTAL-LIABILITY-AND-EQUITY>           2,221,121
<SALES>                                        0
<TOTAL-REVENUES>                       1,161,427
<CGS>                                          0
<TOTAL-COSTS>                            307,631
<OTHER-EXPENSES>                          32,800
<LOSS-PROVISION>                               0
<INTEREST-EXPENSE>                        32,800
<INCOME-PRETAX>                           45,791
<INCOME-TAX>                                   0
<INCOME-CONTINUING>                       72,584
<DISCONTINUED>                                 0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                              45,791
<EPS-PRIMARY>                               .001
<EPS-DILUTED>                               .001