UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ----------------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report May 13, 2004 (Date of earliest event reported) ------------------------------------ JACKSONVILLE BANCORP, INC. (Exact name of registrant as specified in its charter) Florida (State or other jurisdiction of incorporation) 001-14853 	 59-3472981 (Commission File Number) (IRS Employer Identification No.) 76 S. Laura Street, Suite 104, Jacksonville, FL 32202 (Address principal executive offices) (Zip Code) Registrant's telephone number, including area code (904) 421-3040 Item 7. Financial Statements and Exhibits (c) Exhibits 99.1 Press Release dated May 13, 2004. Item 12. Results of Operations and Financial Condition On May 13, 2004, Jacksonville Bancorp, Inc. (the "Company") issued a press release announcing its unaudited financial results for the quarter ended March 31, 2004. A copy of the press release is furnished with this Current Report on Form 8-K as Exhibit 99.1. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JACKSONVILLE BANCORP, INC. (Registrant) Date: May 13, 2004 By:/s/ Gilbert J. Pomar, III ------------------------------------ Gilbert J. Pomar, III President and Chief Executive Officer EXHIBIT INDEX Exhibit No. - ----------- 99.1 Press Release dated May 13, 2004 issued by Jacksonville Bancorp, Inc.