<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 1-MO <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 118,043 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 668,225 <INVESTMENTS-CARRYING> 35,292 <INVESTMENTS-MARKET> 27,433 <LOANS> 2,005,306 <ALLOWANCE> (35,536) <TOTAL-ASSETS> 2,955,002 <DEPOSITS> 2,309,226 <SHORT-TERM> 345,648 <LIABILITIES-OTHER> 26,950 <LONG-TERM> 50,963 <PREFERRED-MANDATORY> 3,231 <PREFERRED> 0 <COMMON> 4,681 <OTHER-SE> 214,303 <TOTAL-LIABILITIES-AND-EQUITY> 2,955,002 <INTEREST-LOAN> 124,157 <INTEREST-INVEST> 27,914 <INTEREST-OTHER> 2,151 <INTEREST-TOTAL> 154,222 <INTEREST-DEPOSIT> 54,552 <INTEREST-EXPENSE> 71,641 <INTEREST-INCOME-NET> 82,581 <LOAN-LOSSES> 5,030 <SECURITIES-GAINS> 32 <EXPENSE-OTHER> 73,618 <INCOME-PRETAX> 31,985 <INCOME-PRE-EXTRAORDINARY> 20,952 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 20,952 <EPS-BASIC> 22.22 <EPS-DILUTED> 22.22 <YIELD-ACTUAL> 7.82 <LOANS-NON> 4,607 <LOANS-PAST> 2,949 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 26,485 <ALLOWANCE-OPEN> 32,972 <CHARGE-OFFS> 3,545 <RECOVERIES> 1,079 <ALLOWANCE-CLOSE> 35,536 <ALLOWANCE-DOMESTIC> 35,536 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,646