EXHIBIT  99.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In connection  with the Quarterly Report of Lexington B & L Financial Corp. (the
"Company")  Form  10-QSB  for  the period ending June 30, 2002 as filed with the
Securities  and  Exchange  Commission  on  the date hereof (the "Report"), I, E.
Steva  Vialle,  Chief  Executive Officer of the Company, certify, pursuant to 18
U.S.C.  Section  1350,  as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act  of  2002,  that:

     1.   The  Report  fully  complies with the requirements of Section 13(a) or
          15(d)  of  the  Securities  Exchange  Act  of  1934;  and
     2.   The  information  contained  in  the  Report  fairly  presents, in all
          material respects the financial condition and results of operations of
          the  Company  as  of  and  for  the  period covered by the  Report.


                              /s/ E. Steva  Vialle
                              --------------------
                              Chief Executive Officer
                              August 6, 2002