EXHIBIT  99.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection with the Quarterly Report of Lexington B & L Financial Corp. (the
"Company")  on Form 10-QSB for the period ending June 30, 2002 as filed with the
Securities  and  Exchange  Commission  on  the  date  hereof (the "Company"), I,
William J. Huhmann, Chief Financial Officer of the Company, certify, pursuant to
18 U.S.C. Section 1350, as adopted pursuant to Section 906 of Sarbanes-Oxley Act
of  2002,  that:

     1.   The  Report  fully  complies with the requirements of Section 13(a) or
          15(d)  of  the  Securities  Exchange  Act  of  1934;  and
     2.   The  information  contained  in  the  report  fairly  presents, in all
          material  respects,  the financial condition and results of operations
          of  the  Company  as  of and for the period covered by the Report.


                                 /s/ William J. Huhmann
                                 ----------------------
                                 Chief Financial Officer/President
                                 August 6, 2002