Exhibit (99)


                              PEOPLES BANCORP, INC.


                   CERTIFICATION OF PERIODIC FINANCIAL REPORT
                       PURSUANT TO 18 U.S.C. SECTION 1350


     Pursuant  to  18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the  Sarbanes-Oxley  Act  of  2002, the undersigned officers of Peoples Bancorp,
Inc.  (the "Company") certify that the Annual Report on Form 10-K of the Company
for the fiscal year ended December 31, 2002 fully complies with the requirements
of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934
and  information  contained  in  that Form 10-K fairly presents, in all material
respects,  the  financial  condition  and  results of operations of the Company.



Dated:   March  27,  2003                    /s/  Tony W. Wolfe
                                             ------------------
                                             Tony  W.  Wolfe
                                             Chief Executive Officer



Dated:   March  27,  2003                    /s/  A. Joseph Lampron
                                             ----------------------
                                             A.  Joseph  Lampron
                                             Chief Financial Officer




*This  certification  is  made  solely  for  purpose  of 18 U.S.C. Section 1350,
subject  to  the  knowledge  standard  contained  therein, and not for any other
purpose.