Exhibit 99.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Each  of the undersigned hereby certifies, in his capacity as an officer of 21st
Century Insurance Group (the "Company"), for purposes of 18 U.S.C. Section 1350,
as  adopted  pursuant  to Section 906 of the Sarbanes-Oxley Act of 2002, that to
the  best  of  his  knowledge:

     -    the  Amendment  to the Annual Report of the Company on Form 10-K/A for
          the  period  ended  December  31,  2002  fully  complies  with  the
          requirements  of Section 13(a) of the Securities Exchange Act of 1934;
          and

     -    the  information  contained  in  such  report  fairly presents, in all
          material respects, the financial condition and results of operation of
          the  Company.

Dated:  April 22, 2003

/s/  Bruce  W.  Marlow
- ------------------------------------------
Bruce  W.  Marlow
President  and  Chief  Executive  Officer



/s/  John  M.  Lorentz
- ------------------------------------------
John  M.  Lorentz
Controller  and  Acting  Chief  Financial  Officer
(Principal  Accounting  Officer  and  Acting  Principal
Financial  Officer)



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