UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D. C. 20549

                               ------------------

                                    FORM 8-K


                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934



Date of Report (Date of earliest event reported):    MAY 9, 2003
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                            NICOLET BANKSHARES, INC.
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               (Exact name of registrant as specified in charter)



WISCONSIN                         0-50248                        47-0871001
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(State or other               (Commission File                (I.R.S. Employer
jurisdiction of                   Number)                    Identification No.)
incorporation)


110 SOUTH WASHINGTON STREET, GREEN BAY, WISCONSIN                  54301
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(Address of principal executive offices)                        (Zip Code)



Registrant's telephone number, including area code:        920-430-1400
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                                 NOT APPLICABLE
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         (Former name or former address, if changed since last report.)



ITEM 7.   FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.

          (c)  Exhibits.

               EXHIBIT NO.  DESCRIPTION
               -----------  -----------

               99.1         Quarterly Report to Shareholders, dated May 9, 2003.

ITEM 9.   REGULATION FD DISCLOSURE.

          The following information is intended to be included under "Item 12.
Results of Operations and Financial Condition" and is included under this Item 9
in accordance with SEC Release No. 33-8216.

          On May 9, 2003, Nicolet Bankshares, Inc. (the "Company") mailed to its
shareholders a report of its financial results for the quarter ended March 31,
2003. The report is attached as Exhibit 99.1 to this Current Report on Form 8-K
and incorporated by reference herein.

          The information in this Current Report on Form 8-K and the Exhibit
attached hereto shall not be deemed "filed" for purposes of Section 18 of the
Securities Exchange Act of 1934 (the "Exchange Act") or otherwise subject to the
liabilities of that section, nor shall it be deemed incorporated by reference in
any filing under the Securities Act of 1933 or the Exchange Act, regardless of
any general incorporation language in such filing.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                         NICOLET BANKSHARES, INC.


                                         By:
Dated:  May 9, 2003
                                                 /s/ Jacqui A. Engebos
                                         ------------------------------------
                                         Name:   Jacqui A. Engebos
                                              -------------------------------
                                         Title:  Chief Financial Officer
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                                  EXHIBIT INDEX

EXHIBIT NO.     DESCRIPTION
- -----------     -----------

     99.1        Quarterly Report to Shareholders, dated May 9, 2003.