FORM 8K
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                      SPECIAL REPORT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934




                              HERITAGE OAKS BANCORP
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
                                  JULY 9, 2003




STATE  OF  INCORPORATION:                       California



I.R.S.  EMPLOYER  IDENTIFICATION  NO.:          77-0388249



ADDRESS OF PRINCIPAL EXECUTIVE OFFICES:         545 12th Street
                                                Paso Robles, California  93446


REGISTRANT'S TELEPHONE NUMBER:                  (805) 239-5200



ITEM 7.  FINANCIAL STATEMENT AND EXHIBITS

(c)  Exhibits

99.1#  A  press release relating to results of operations through the end of the
second  quarter  ended  June  30,  2003.


ITEM 9. REGULATION FD DISCLOSURE(THE FOLLOWING IS PROVIDED UNDER ITEM 12 OF FORM
8-K)

On  July  9,  2003  Heritage  Oaks  Bancorp  announced the results of operations
through the end of the second Quarter ended June 30, 2003.



                                   SIGNATURES




Pursuant  to  the  requirements  of  the  Securities  Exchange  Act of 1934, the
registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  thereunto  duly  authorized.





                                           Heritage Oaks Bancorp
                                           ---------------------
                                           (Registrant)



Date:  July 9, 2003


                                           /s/ Lawrence P. Ward

                                           Lawrence P. Ward
                                           President and Chief Executive Officer
                                           (Principal Executive Officer)



Date:  July 9, 2003


                                           /s/ Margaret Torres

                                           Margaret Torres
                                           Chief Financial Officer
                                           (Principal Financial Officer)