21st CENTURY INSURANCE
                                    21st.com
                                 1-800-211-SAVE
                                [GRAPHIC OMITED]




                                 Company contact: Larry Krutchik  818 / 728-3355

FOR IMMEDIATE RELEASE                                           October 23, 2003
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                          21ST CENTURY INSURANCE GROUP
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                      ANNOUNCES REINCORPORATION TO DELAWARE
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(WOODLAND  HILLS,  CA)  -  21st Century Insurance Group (NYSE: TW), reported the
Board  of  Directors  has approved the reincorporation of 21st Century Insurance
Group, changing its state of incorporation from California to Delaware. Delaware
is the state of incorporation for 58% of the Fortune 500 and 51% of all publicly
traded  companies.

There  will  be  no  change  in  the location of company operations, location of
employees,  or  in  the  way the company does business.  The sole result of this
action is to change the state of legal incorporation. The company's common stock
will  continue  to  trade  on  the  New York Stock Exchange under the symbol TW.

The  reincorporation will be accomplished through the merger of the company with
and  into  a  newly  formed  and wholly-owned Delaware subsidiary.  Shareholders
holding  a  majority of the voting power approved the reincorporation by written
consent  on  October  17.  The  company  plans  to send an information statement
notifying  its  shareholders  of  the  transaction and, subject to obtaining the
necessary  approvals, expects the transaction to be effective within the next 60
days.

ABOUT  21ST
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Founded  in  1958,  21st  Century  Insurance  Group provides personal automobile
insurance to customers in California, Arizona, Nevada, Oregon and Washington who
prefer  excellent  service  and  a  high-feature product at a competitive price.
Twenty-four-hours-a-day,  365  days  a  year,  customers  can choose to purchase
insurance  over  the  phone  at 1-800-211-SAVE using 21st's centralized licensed
insurance  agents  or  through WWW.21ST.COM, the Company's full-service Internet
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site.  Service  is  also  provided  at the Company's neighborhood centers during
normal  business  hours.  21st  is  rated  A+  (Superior) by A.M. Best and A+ by
Standard  &  Poor's.

21st  Century Insurance Group is traded on the New York Stock Exchange under the
trading  symbol  TW  and is headquartered at 21st Century Plaza, 6301 Owensmouth
Avenue,  Woodland  Hills,  CA  91367.