SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K
                                 CURRENT REPORT

                        PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event Reported) March 10, 2004


                         L & L FINANCIAL HOLDINGS, INC.
             (Exact name of registrant as specified in its charter)


            NEVADA                 000-32505             91-2103949
  (State of Incorporation)  (Commission File Number)  (I.R.S. Employer
                                                     Identification No.)


                720 Third Avenue, Suite 1611, Seattle, WA 98104

               (Address of principal executive office) (Zip Code)

        Registrant's Telephone Number, Including Area Code (206) 264-8065


                                      N/A
          (Former name or former address if changed since last report)



Item 1.  Changes in Control of Registrant

N/A

Item 2.  Acquisition or Disposition of Assets

N/A

Item 3.  Bankruptcy or Receivership

N/A

Item 4.  Change in the Registrant's Certifying Accountant

N/A

Item 5.  Other Events and Regulation FD Disclosure

L&L Financial Holdings, Inc. moves its office to the financial district of
Seattle. The office is about 1,700 square feet, with the address as follows:


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          720 Third Avenue, Suite 1611, Seattle, WA 98104

          Telephone Number (206) 264-8065


Item 6. Resignations of Registrant's Directors

The Board of Directors accepted the resignation of Ms. Karen Locke on March 1,
2004. Ms. Locke resigned for a personal reason from her position as a Board
Member. The Board of Directors of the Registrant appointed Ms. Shirley Kiang, an
American citizen, as a board member on March 1, 2004. Ms. Kiang, an experienced
operational executive with 20 years of experience, is appointed as an
Independent Director to replace Ms. Karen Locke. Ms. Kiang, a MBA degree holder
of University of Massachusetts at Amherst in 1979, was associated with Read-Rite
(Thailand) as Finance Director for the past 7 years (1995-2002). She was a
Business Manager of ABB in Santa Clara, California, and a Financial Anslyst in
Nutech Inc. in San Jose, California. Ms. Kiang speaks fluently both Mandarin and
English.

Item 7.  Financial Statements and Exhibits

N/A

Item 8.  Change in Fiscal Year

N/A

Item 9.  Regulation FD Disclosure

N/A



SIGNATURES

Pursuant  to  the  requirements  of  the  Securities  Exchange  Act of 1934, the
registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  thereunto  duly  authorized.


                                       L & L FINANCIAL HOLDINGS, INC.


Date:     March  10, 2004              By:  /S/  Dickson Lee
                                            -----------------------
                                            Dickson  Lee,  CEO


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