Exhibit 32

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In  connection  with  the  filing of the Annual Report on Form 10-K for the
year  ended December 31, 2003 (the "Report") by Intervest Bancshares Corporation
(the  "Company"),  the  undersigned,  as  the  principal executive and principal
financial  officer  of  the  Company, hereby certifies pursuant to 18 U.S.C. ss.
1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that, to
my  knowledge:

(1)     The  Report  fully  complies  with  the requirements of section 13(a) or
        15(d)  of  the  Securities  Exchange  Act  of  1934;  and

(2)     The information contained in the Report fairly presents, in all material
        respects,  the  financial  condition  and  results of operations of the
        Company.


/s/  Lowell  S.  Dansker
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Lowell  S.  Dansker,  Vice  Chairman,  President  and  Treasurer
(Principal  Executive  and  Financial  Officer)
February  26,  2004