SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): APRIL 26, 2004 -------------- FIRST CITIZENS BANCORPORATION, INC. -------------------------------------- (Exact name of registrant as specified in its charter) SOUTH CAROLINA 0-11172 57-0738665 - -------------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 1225 LADY STREET COLUMBIA, SOUTH CAROLINA 29201 - ---------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (803) 733-3456 ------------------- ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE On April 26, 2004, Registrant announced that its wholly-owned subsidiary, First Citizens Bank and Trust Company, Inc., plans to build a nine-story corporate headquarters complex in downtown Columbia, SC. We currently expect that construction will begin during June 2004 and that construction costs for the building and a related parking deck will amount to approximately $40 million. Combined with additional costs associated with the facility, including upfitting, furniture and fixtures, we currently estimate that our total costs related to the project will be $48.5 million. The following exhibit is being filed with this Report: EXHIBIT NO. EXHIBIT DESCRIPTION - ------------ ----------------------------------------------------------- 99 Copy of press release dated April 26, 2004 DISCLOSURES ABOUT FORWARD LOOKING STATEMENTS The following discussion may contain statements that could be deemed forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934 and the Private Securities Litigation Reform Act, which statements are inherently subject to risks and uncertainties. Forward-looking statements are statements that include projections, predictions, expectations or beliefs about future events or results or otherwise are not statements of historical fact. Such statements are often characterized by the use of the qualifying words (and their derivatives) such as "expect," "believe," "estimate," "plan," "project," "anticipate," or other statements concerning opinions or judgments of Bancorporation and its management about future events. Factors that could influence the accuracy of such forward-looking statements include, but are not limited to, the financial success or changing strategies of Bancorporation's customers, competition, deposit attrition, actions of government regulators, the level of market interest rates, and general economic conditions. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST CITIZENS BANCORPORATION, INC. (Registrant) DATE: April 27, 2004 BY: /s/ Craig L. Nix -------------------------- Craig L. Nix Chief Financial Officer 3 EXHIBIT INDEX 99 Copy of press release dated April 26, 2004