Exhibit 24.3


INDEPENDENT AUDITORS' CONSENT

We consent to the reference to our firm under the caption "Experts" in
Post-Effective Amendment No. 6 on Form S-2 (No. 333-64177) and to the
incorporation by reference therein of our report dated February 3, 2004 (with
respect to Note 3, March 16, 2004) with respect to the consolidated financial
statements of Intervest Mortgage Corporation (not presented separately herein or
therein) included in the Annual Report on Form 10-K of Intervest Bancshares
Corporation for the year ended December 31, 2003.


EISNER LLP

New York, New York
April 28, 2004