EXHIBIT 32

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In  connection with the filing of the Quarterly Report on Form 10-Q for the
quarter  ended  September  30,  2004  (the  "Report")  by  Intervest  Bancshares
Corporation  (the  "Company"),  the  undersigned, as the principal executive and
principal  financial  officer  of  the  Company, hereby certifies pursuant to 18
U.S.C.  ss.  1350,  as  adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002,  that,  to  my  knowledge:

(1)  The  Report  fully complies with the requirements of section 13(a) or 15(d)
     of  the  Securities  Exchange  Act  of  1934;  and
(2)  The  information  contained  in the Report fairly presents, in all material
     respects, the financial condition and results of operations of the Company.

     /s/ Lowell S. Dansker
     ------------------------
     Lowell S. Dansker, Vice Chairman, President and Treasurer
     (Principal Executive and Financial Officer)
     November 10, 2004