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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of Earliest Event Reported): April 13, 2005

                        INTERVEST BANCSHARES CORPORATION
               (Exact Name of Registrant as Specified in Charter)


            Delaware                   000-23377                13-3699013
  ----------------------------        ------------        ----------------------
  (State or other jurisdiction        (Commission             (IRS Employer
       of incorporation)              File Number)        Identification Number)


               1 Rockefeller Plaza, Suite 400 New York, New York     10020-2002
               -------------------------------------------------     ----------
                   (Address of Principal Executive Offices)          (Zip Code)


       Registrant's Telephone Number Including Area Code:  (212) 218-2800
                                                           --------------


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     [ ]  Written communications pursuant to Rule 425 under the Securities
          Act (17 CFR 230.425)

     [ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
          (17 CFR 240.14a-12)

     [ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under
          the Exchange Act (17 CFR 240.14d- 2(b))

     [ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under
          the Exchange Act (17 CFR 240.13e-4(c))


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SECTION 2 - FINANCIAL INFORMATION

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On  April  13,  2005,  the  registrant issued an earnings release related to its
quarterly  period  ended  March  31,  2005  and the text of that announcement is
attached  hereto  as  Exhibit  99.1.  This Form 8-K and the attached exhibit are
provided  under  Section  2, Item 2.02 of Form 8-K and are furnished to, but not
filed  with,  the  Securities  and  Exchange  Commission.

SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(c)  Exhibits

     Exhibit No.     Description

          99.1       Press Release dated April 13, 2005

                                   SIGNATURES


     Pursuant  to  the  requirements of the Securities Exchange Act of 1934, the
Registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  thereunto  duly  authorized.

                                     INTERVEST BANCSHARES CORPORATION


Date:    April 13, 2005              By:  /s/ Jerome Dansker
                                          --------------------------------------
                                          JEROME DANSKER,
                                          CHAIRMAN AND CHIEF EXECUTIVE OFFICER
                                          (Principal Executive Officer)


Date:    April 13, 2005              By:  /s/ Lowell S. Dansker
                                          --------------------------------------
                                          LOWELL S. DANSKER,
                                          VICE CHAIRMAN, PRESIDENT AND TREASURER
                                          (Principal Financial Officer)



                                INDEX TO EXHIBITS


Exhibit No.    Description
- -----------    ----------------------------------
     99.1      Press Release dated April 13, 2005