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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of Earliest Event Reported): July 12, 2005

                        INTERVEST BANCSHARES CORPORATION
               (Exact Name of Registrant as Specified in Charter)


         Delaware                      000-23377                13-3699013
- ----------------------------        -------------         ----------------------
(State or other jurisdiction         (Commission             (IRS Employer
     of incorporation)               File Number)         Identification Number)


       One Rockefeller Plaza, Suite 400 New York, New York      10020-2002
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            (Address of Principal Executive Offices)            (Zip Code)


       Registrant's Telephone Number Including Area Code:  (212) 218-2800
                                                           --------------


Check  the  appropriate  box  below  if  the  Form  8-K  filing  is  intended to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     [_]  Written  communications  pursuant to Rule 425 under the Securities Act
          (17  CFR  230.425)

     [_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
          CFR  240.14a-12)

     [_]  Pre-commencement  communications  pursuant  to Rule 14d-2(b) under the
          Exchange  Act  (17  CFR  240.14d-  2(b))

     [_]  Pre-commencement  communications  pursuant  to Rule 13e-4(c) under the
          Exchange  Act  (17  CFR  240.13e-4(c))



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SECTION 2 - FINANCIAL INFORMATION

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On  July  12,  2005,  the  registrant  issued an earnings release related to its
quarterly  period  ended  June  30,  2005  and  the text of that announcement is
attached  hereto  as  Exhibit  99.1.  This Form 8-K and the attached exhibit are
provided  under  Section  2, Item 2.02 of Form 8-K and are furnished to, but not
filed  with,  the  Securities  and  Exchange  Commission.

SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(c)  Exhibits

     Exhibit No.      Description

       99.1           Press Release dated July 12, 2005

                                   SIGNATURES

     Pursuant  to  the  requirements of the Securities Exchange Act of 1934, the
Registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  thereunto  duly  authorized.

                                     INTERVEST BANCSHARES CORPORATION



Date:  July 12, 2005                 By:  /s/ Jerome Dansker
                                          --------------------------------------
                                          JEROME DANSKER,
                                          CHAIRMAN AND CHIEF EXECUTIVE OFFICER
                                          (Principal Executive Officer)



Date:  July 12, 2005                 By:  /s/ Lowell S. Dansker
                                          --------------------------------------
                                          LOWELL S. DANSKER,
                                          VICE CHAIRMAN, PRESIDENT AND TREASURER
                                          (Principal Financial Officer)



                                INDEX TO EXHIBITS

          Exhibit No.     Description
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          99.1            Press Release dated July 12, 2005