ARTHUR ANDERSEN LLP Consent of Independent Public Accountants As independent public accountants, we hereby consent to the use of our report dated February 24, 1998 (and to all references to our firm) included in or made a part of Pioneer Independence Plans' Pre-effective Amendment No. 1 to Registration Statement File No. 333-42113. /s/ Arthur Andersen LLP Arthur Andersen LLP Boston, Massachusetts March 11, 1998 ARTHUR ANDERSEN LLP Consent of Independent Public Accountants As independent public accountants, we hereby consent to the use of our report for Pioneer Funds Distributor, Inc. dated February 3, 1998 (and to all references to our firm) included in or made a part of Pioneer Independence Plans' Pre-Effective Amendment No. 1 to Registration Statement No. 333-42113. /s/ Arthur Andersen LLP Arthur Andersen LLP March 11, 1998 Massachusetts