<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE DECEMBER
31, 1999 FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               DEC-31-1999             DEC-31-1998
<CASH>                                           3,178                  15,064
<SECURITIES>                                         0                       0
<RECEIVABLES>                                   32,573                  49,681
<ALLOWANCES>                                         0                       0
<INVENTORY>                                    699,489                 713,446
<CURRENT-ASSETS>                                     0<F1>                   0<F1>
<PP&E>                                           8,133                   7,716
<DEPRECIATION>                                   5,477                   4,204
<TOTAL-ASSETS>                                 829,968                 866,362
<CURRENT-LIABILITIES>                                0<F1>                   0<F1>
<BONDS>                                        298,847                 218,382
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                           292                     296
<OTHER-SE>                                     381,593                 324,383
<TOTAL-LIABILITY-AND-EQUITY>                   829,968                 866,362
<SALES>                                      1,198,831                 759,612
<TOTAL-REVENUES>                             1,201,976                 761,015
<CGS>                                          986,793                 618,448
<TOTAL-COSTS>                                   98,889                  60,673
<OTHER-EXPENSES>                                   712                   (168)
<LOSS-PROVISION>                                     0                       0
<INTEREST-EXPENSE>                               1,519                   1,168
<INCOME-PRETAX>                                114,063                  80,894
<INCOME-TAX>                                    46,492                  33,490
<INCOME-CONTINUING>                             67,571                  47,404
<DISCONTINUED>                                     459                   (199)
<EXTRAORDINARY>                                      0                 (1,328)
<CHANGES>                                            0                       0
<NET-INCOME>                                    68,030                  45,877
<EPS-BASIC>                                      $2.29                   $1.54
<EPS-DILUTED>                                    $2.28                   $1.53
<FN>
<F1>AMOUNTS FOR CURRENT ASSETS AND CURRENT LIABILITIES ARE NOT PRESENTED HERE
AS THE BALANCE SHEETS ARE UNCLASSIFIED.
</FN>