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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
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CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A
TRUSTEE PURSUANT TO SECTION 305(b) (2)
WELLS FARGO BANK, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
Not Applicable 94-1347393
(Jurisdiction of incorporation or (I.R.S. Employer
organization if not a U.S. national bank) Identification No.)
420 Montgomery Street
San Francisco, Ca 94163
(Address of principal executive offices) (Zip code)
Wells Fargo & Company
Law Department, Trust Section
MAC N9305-172
Sixth and Marquette, 17th Floor
Minneapolis, MN 55479
(agent for services)
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BOYD GAMING CORPORATION
(Exact name of obligor as specified in its charter)
NEVADA 88-0242733
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) |Identification No.)
2950 S. INDUSTRIAL ROAD
LAS VEGAS, NEVADA 89109
(Address of principal executive offices) (Zip code)
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8.75% SENIOR SUBORDINATED NOTES DUE 2012
(Title of the indenture securities)
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Item 1. General Information. Furnish the following information as to the
trustee:
(a) Name and address of each examining or supervising authority to which
it is subject.
Comptroller of the Currency,
Treasury Department
Washington, D.C. 20230
Federal Deposit Insurance Corporation
Washington, D.C. 20429
Federal Reserve Bank of San Francisco
San Francisco, CA 94120
(b) Whether it is authorized to exercise corporate trust powers.
The trustee is authorized to exercise corporate trust powers.
Item 2. Affiliations with Obligor. If the obligor is an affiliate of the
trustee, describe each such affiliation.
None with respect to the trustee.
No responses are included for Items 3-14 of this Form T-1 because the obligor
is not in default as provided under Item 13.
Item 15. Foreign Trustee. Not applicable.
Item 16. List of Exhibits. List below all exhibits filed as a part of this
Statement of Eligibility. Wells Fargo
Bank incorporates by reference into this Form T-1 exhibits attached
hereto.
Exhibit 1. A copy of the Articles of Association of the trustee now in effect.
*
Exhibit 2. A copy of the Comptroller of the Currency Certificate of Corporate
Existence for Wells Fargo Bank, National Association, dated November
28, 2001. *
Exhibit 3. A copy of the authorization of the trustee to exercise corporate
trust powers. A copy of the Comptroller of the Currency Certificate of
Corporate Existence (with Fiduciary Powers) for Wells Fargo Bank,
National Association, dated November 28, 2001. *
Exhibit 4. Copy of By-laws of the trustee as now in effect. *
Exhibit 5. Not applicable.
Exhibit 6. The consents of United States institutional trustees required by
Section 321(b) of the Act.
Exhibit 7. Attached is a copy of the latest report of condition of the trustee
published pursuant to law or the requirements of its supervising or
examining authority.
2
Exhibit 8. Not applicable.
Exhibit 9. Not applicable.
* Incorporated by reference to exhibit number 25 filed with registration
statement number 333-87398.
3
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, as amended,
the trustee, Wells Fargo Bank, National Association, a national banking
association organized and existing under the laws of the United States of
America, has duly caused this statement of eligibility to be signed on its
behalf by the undersigned, thereunto duly authorized, all in the City of Los
Angeles and State of California on the day of 4th of June, 2002.
WELLS FARGO BANK,
NATIONAL ASSOCIATION
/s/ JEANIE MAR
-------------------------------------
Name: Jeanie Mar
Title: Vice President
Exhibit 6
June 4, 2002
Securities and Exchange Commission
Washington, D.C. 20549
Gentlemen:
In accordance with Section 321(b) of the Trust Indenture Act of 1939, as
amended, the undersigned hereby consents that reports of examination of the
undersigned made by Federal, State, Territorial, or District authorities
authorized to make such examination may be furnished by such authorities to the
Securities and Exchange Commission upon its request thereof.
Very truly yours,
WELLS FARGO BANK,
NATIONAL ASSOCIATION
/s/ JEANIE MAR
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Jeanie Mar
Vice President
Board of Governors of the Federal Reserve System
OMB Number: 7100-0036
Federal Deposit Insurance Corporation
OMB Number: 3084-0052
Office of the Comptroller of the Currency
OMB Number: 1557-0081
Expires March 31, 2004
Federal Financial Institutions Examination Council
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[1]
Please refer to page i.
Table of Contents, for
the required disclosure
of estimated burden.
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Consolidated Reports of Condition and Income for
A Bank With Domestic and Foreign Offices--FFIEC 031
Report at the close of business March 31, 2002
This report is required by law: 12 U.S.C. (S)324 (State member banks); 12 U.S.C.
(S)1817 (State nonmember banks); and 12 U.S.C. (S)161 (National banks).
20020331
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(RCRI 9999)
This report form is to be filed by banks with branches and consolidated
subsidiaries in U.S. territories and possessions. Edge Agreement subsidiaries,
foreign branches, consolidated foreign subsidiaries, or International Banking
Facilities.
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NOTE: The Reports of Condition and Income must be signed by an authorized
officer and the Report of Condition must be attested to by not less than two
directors (trustees) for State nonmember banks and three directors for State
member and National banks.
I, Karen B. Martin, Vice President
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Name and Title of Officer Authorized to Sign Report
of the named bank do hereby declare that the Reports of Condition and Income
(including the supporting schedules) for this report date have been prepared in
conformance with the instructions issued by the appropriate Federal regulatory
authority and are true to the best of my knowledge and belief.
/s/ Karen B. Martin
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Signature of Officer Authorized to Sign Report
4/30/02
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Date of Signature
The Reports of Condition and Income are to be prepared in accordance with
Federal regulatory authority instructions.
We, the undersigned directors (trustees), attest to the correctness of the
Report of Condition (including the supporting schedules) for this report date
and declare that it has been examined by us and to the best of our knowledge
and belief has been prepared in conformance with the instructions issued by the
appropriate Federal regulatory authority and is true and correct.
/s/ Carrie L. Tolstedt
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Director (Trustee)
/s/ Clyde W. Ostler
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Director (Trustee)
/s/ Howard Atkins
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Director (Trustee)
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Submission of Reports
Each bank must prepare its Reports of Condition and income either:
(a) in electronic form and then file the computer data file directly with the
banking agencies' collection agent, Electronic Data Systems Corporation
(EDS), by modem or on computer diskette; or
(b) in hard-copy (paper) form and arrange for another party to convert the paper
report to electronic form. That party (if other than EDS) must transmit the
bank's computer data file to EDS.
For electronic filing assistance, contact EDS Call Report Services, 2150 N.
Prospect Ave., Milwaukee, WI 53202, telephone (800) 255-1571.
To fulfill the signature and attestation requirement for the Reports of
Condition and Income for this report date, attach this signature page (or a
photocopy or a computer-generated version of this page) to the hard-copy record
of the completed report that the bank places in its files.
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FDIC Certificate Number: 03511
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(RCRI 9050)
http://www.wellsfargo.com
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Primary Internet Web Address of Bank
(Home Page), if any (TEXT 4087)
(Example: www.examplebank.com)
Wells Fargo Bank National Association
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Legal Title of Bank (TEXT 9010)
San Francisco
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City (TEXT 9130)
CA 94104
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State Abbrev. (TEXT 8200) Zip Code (TEXT 9220)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance
Corporation, Office of the Comptroller of the Currencies.
FFIEC 031
Consolidated Reports of Condition and Income for Page i
A Bank With Domestic and Foreign Offices ---
2
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Table of Contents
Signature Page Cover
Report of Income
Schedule RI - Income Statement RI-1, 2, 3
Schedule RI-A - Changes in Equity Capital RI-4
Schedule RI-B - Charge-offs and Recoveries on Loans and Leases
and Changes in Allowance for Loan and Lease Losses RI-4, 5
Schedule RI-D - Income from International Operations RI-6
Schedule RI-E - Explanations RI-7, 8
Disclosure of Estimated Burden
The estimated average burden associated with this information collection is 36.7
hours per respondent and is estimated to vary from 15 to 550 hours per response,
depending on individual circumstances. Burden estimates include the time for
reviewing instructions, gathering and maintaining data in the required form, and
completing the information collection, but exclude the time for compiling and
maintaining business records in the normal course of a respondent's activities.
A Federal agency may not conduct or sponsor, and an organization (or a person)
is not required to respond to a collection of information, unless it displays a
currently valid OMB control number. Comments concerning the accuracy of this
burden estimate and suggestions for reducing this burden should be directed to
the Office of Information and Regulatory Affairs, Office of Management and
Budget, Washington, D.C. 20503, and to one of the following:
Secretary
Board of Governors of the Federal Reserve System
Washington, D.C. 20551
Legislative and Regulatory Analysis Division
Office of the Comptroller of the Currency
Washington, D.C. 20219
Assistant Executive Secretary
Federal Deposit Insurance Corporation
Washington, D.C. 20429
Report of Condition
Schedule RC - Balance Sheet RC-1, 2
Schedule RC-A - Cash and Balances Due From Depository
Institutions RC-3
Schedule RC-B - Securities RC-3, 4, 5
Schedule RC-C - Loans and Lease Financing Receivables:
Part I. Loans and Leases RC-6, 7
Part II. Loans to Small Businesses and Small Farms (to be
completed for the June report only; not included in the
forms for the September and December reports) RC-7a, 7b
Schedule RC-D - Trading Assets and Liabilities (to be completed
only by selected banks) RC-8
Schedule RC-E - Deposit Liabilities RC-9, 10
Schedule RC-F - Other Assets RC-11
Schedule RC-G - Other Liabilities RC-11
Schedule RC-H - Selected Balance Sheet Items for Domestic
Offices RC-12
Schedule RC-I - Assets and Liabilities of RC-12
Schedule RC-K - Quarterly Averages RC-13
Schedule RC-L - Derivatives and Off-Balance Sheet Items RC-14, 15
Schedule RC-M - Memoranda RC-16
Schedule RC-N - Past Due and Nonaccrual Loans, Leases, and
Other Assets RC-17, 18
Schedule RC-O - Other Data for Deposit Insurance and FICO
Assessments RC-19, 20
Schedule RC-R - Regulatory Capital RC-21,22, 23,24
Schedule RC-S - Servicing, Securitization, and Asset Sales
Activities RC-25,26,27
Schedule RC-T - Fiduciary and Related Services RC-28, 29, 30
Optional Narrative Statement Concerning the Amounts Reported
in the Reports of Condition and Income RC-31
Special Report (to be completed by all banks)
For information or assistance, National and State nonmember banks should contact
the FDIC's Reports Analysis and Quality Control Section, 550 17th Street, NW,
Washington, D.C. 20429, toll free on (800) 688-FDIC(3342), Monday through Friday
Wells Fargo Bank National Association FFIEC 031
- -------------------------------------------- RI-1
Legal Title of Bank ---------
San Francisco 3
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City
CA 94104
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State Zip Code
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST
FDIC Certificate Number - 03511
Consolidated Report of Income
for the period January 1, 2002 - March 31, 2002
All Report of Income schedules are to be reported on a calendar year-to-date
basis in thousands of dollars.
Schedule RI--Income Statement
Dollar Amounts in Thousands RIAD Bil Mil Thou
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1. Interest Income:
a. Interest and fee income on loans:
(1) In domestic offices:
(a) Loans secured by real estate 4011 923,000 1.a.1.a
(b) Loans to finance agricultural production and other loans to farmers 4024 26,000 1.a.1.b
(c) Commercial and industrial loans 4012 426,000 1.a.1.c
(d) Loans to individuals for household, family, and other personal
expendiatures:
(1) Credit cards B485 1,000 1.a.1.d.1
(2) Other (includes single payment, installment, all student loans,
and revolving credit plans other than credit cards) B486 91,000 1.a.1.d.2
(e) Loans to foreign governments and official institutions 4056 0 1.a.1.e
(f) All other loans in domestic offices B487 12,000 1.a.1.f
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs 4059 0 1.a.2
(3) Total interest and fee income on loans (sum of items 1.a.(1)(a)
through 1.a.(2)) 4010 1,479,000 1.a.3
b. Income from lease financing receivables 4065 106,000 1.b
c. Interest income on balances due from depository institutions: (1) 4115 18,000 1.c
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. Government agency obligations
(excluding mortgage-backed securities) B488 4,000 1.d.1
(2) Mortgage-backed securities B489 83,000 1.d.2
(3) All other securities (includes securities issued by states and
political subdivisions in the U.S.) 4060 22,000 1.d.3
e. Interest income from trading assets 4069 14,000 1.e
f. Interest income on federal funds sold and securities purchased under
agreements to resell 4020 0 1.f
g. Other interest income 4518 6,000 1.g
h. Total interest income (sum of items 1.a.(3) through 1.g) 4107 1,732,000 1.h
2. Interest expense:
a. Interest on deposits:
(1) Interest on deposits in domestic offices:
(a) Transaction accounts (NOW accounts, ATS accounts, and telephone
and preauthorized transfer accounts) 4508 3,000 2.a.1.a
(b) Nontransaction accounts:
(1) Savings deposits (includes MMDAs) 0093 77,000 2.a.1.b.1
(2) Time deposits of $100,000 or more A517 43,000 2.a.1.b.2
(3) Time deposits of less than $100,000 A518 48,000 2.a.1.b.3
(2) Interest on deposits in foreign offices, Edge and Agreement
subsidiaries, and IBFs 4172 42,000 2.a.2
b. Expense of federal funds purchased and securities sold under agreements
to repurchase 4180 77,000 2.b
c. Interest on trading liabilities and other borrowed money 4185 41,000 2.c
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(1) Includes interest income on time certificates of deposits not held for
trading.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------- RI-2
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 4
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Schedule RI--Continued
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Year-to-date
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Dollar Amounts in Thousands RIAD Bil Mil Thou
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2. Interest expense (continued):
d. Interest on subordinated notes and debentures 4200 43,000 2.d
e. Total interest expense (sum of items 2.a through 2.d) 4073 374,000 2.e
3. Net interest income (item 1.h minus 2.e) 4074 1,358,000 3
4. Provision for loan and lease losses 4230 90,000 4
5. Noninterest income:
a. Income from fiduciary activities (1) 4070 62,000 5.a
b. Service charges on deposit accounts in domestic offices 4080 243,000 5.b
c. Trading revenue (2) A220 57,000 5.c
d. Investment banking, advisory, brokerage, and underwriting fees
and commissions B490 55,000 5.d
e. Venture capital revenue B491 28,000 5.e
f. Net servicing fees B492 243,000 5.f
g. Net securitization income B493 1,000 5.g
h. Insurance commissions and fees B494 2,000 5.h
i. Net gains (losses) on sales of loans and leases 5416 (188,000) 5.i
j. Net gains (losses) on sales of other real estate owned 5415 (3,000) 5.j
k. Net gains (losses) on sales of other assets (excluding securities) B496 (63,000) 5.k
l. Other noninterest income* B497 702,000 5.l
m. Total noninterest income (sum of items 5.a through 5.l) 4079 1,139,000 5.m
6. a. Realized gains (losses) on held-to-maturity securities 3521 0 6.a
b. Realized gains (losses) on available-for-sale securities 3196 5,000 6.b
7. Noninterest expense:
a. Salaries and employee benefits 4135 758,000 7.a
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest) 4217 184,000 7.b
c. (1) Goodwill impairment losses C216 0 7.c.1
(2) Amortization expense and impairment losses for
other intangible assets C232 28,000 7.c.2
d. Other noninterest expense* 4092 498,000 7.d
e. Total noninterest expense (sum of items 7.a through 7.d) 4093 1,468,000 7.e
8. Income (loss) before income taxes and extraordinary
items, and other adjustments (item 3 plus or minus items 4,5.m,
6.a, 6.b, and 7.e) 4031 944,000 8
9. Applicable income taxes (on item 8) 4302 355,000 9
10. Income (loss) before extraordinary items and other adjustments
(item 8 minus item 9) 4300 589,000 10
11. Extraordinary items and other adjustments, net of income taxes* 4320 (38,000) 11
12. Net income (loss) (sum of items 10 and 11) 4340 551,000 12
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* Describe on Schedule RI-E - Explanations.
(1) For banks required to complete Schedule RC-T, items 12 through 19, income
from fiduciary activities reported in Schedule RI, item 5.a, must equal the
amount reported in Schedule RC-T, item 19.
(2) For banks required to complete Schedule RI, Memorandum item 8, trading
revenue reported in Schedule RI, item 5.c must equal the sum of Memorandum items
8.a through 8.d.
Wells Fargo Bank National Association FFIC 031
- ------------------------------------- RI-3
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST --------
FDIC Certificate Number - 03511 5
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Schedule RI--Continued
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Year-to-Date
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Memoranda Dollar Amounts in Thousands RIAD Bil Mil Thou
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1. Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after
August 7, 1986, that is not deductible for federal income tax purposes 4513 1,000 M.1
2. Income from the sale and servicing of mutual funds and annuities in domestic offices
(included in Schedule RI, item 8) 8431 47,000 M.2
3. Income on tax-exempt loans and leases to states and political subdivisions in
the U.S. (included in Schedule RI, items 1.a and 1.b) 4313 2,000 M.3
4. Income on tax-exempt securities issued by states and political subdivision in the U.S.
(included in Schedule RI, item 1.d.(3)) 4507 5,000 M.4
5. Number of full-time equivalent employees at end of current period (round to Number
nearest whole number) 4150 49,093 M.5
6. Not applicable
7. If the reporting bank has restated its balance sheet as a result of applying push down CCYY/MM/DD
accounting this calendar year, report the date of the bank's acquisition (1) 9106 N/A M.7
8. Trading revenue (from cash instruments and derivative instruments)
(sum of Memorandum items 8.a through 8.d must equal Schedule RI, item 5.c)
(To be completed by banks that reported average trading assets
(Schedule RC-K, item 7) of $2 million or more for any quarter of the --------------------
preceding calendar year.): RIAD Bil Mil Thou
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a. Interest rate exposures 8757 21,000 M.8.a
b. Foreign exchange exposures 8758 36,000 M.8.b
c. Equity security and index exposures 8759 0 M.8.c
d. Commodity and other exposures 8780 0 M.8.d
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9. Impact on income of derivatives held for purposes other than trading: RIAD Bil Mil Thou
--------------------
a. Net increase (decrease) to interest income 8781 121,000 M.9.a
b. Net (increase) decrease to interest expense 8782 42,000 M.9.b
c. Other (noninterest) allocations 8783 464,000 M.9.c
10. Credit losses on derivatives (see instructions) A251 0 M.10
11. Does the reporting bank have a Subchapter S election in effect for YES/NO
federal income tax purposes for the current tax year? A530 NO M.11
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(1) For example, a bank acquired on June 1, 2001, would report 20010601
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------- RI-4
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 6
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Schedule RI-A--Changes in Equity Capital
Indicate decreases and losses in parentheses.
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Dollar Amounts in Thousands RIAD Bil Mil Thou
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1. Total equity capital most recently reported for the December 31, 2001, Reports
of Condition and Income (i.e., after adjustments from amended Reports of Income) 3217 16,186,000 1
2. Restatements due to corrections of material accounting errors and changes in
accounting principles* B507 0 2
3. Balance end of previous calendar year as restated (sum of items 1 and 2) B508 16,186,000 3
4. Net income (loss) (must equal Schedule RI, item 12) 4340 551,000 4
5. Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury
stock transactions) B509 0 5
6. Treasury stock transactions, net B510 0 6
7. Changes incident to business combinations, net 4356 0 7
8. LESS: Cash dividends declared on preferred stock 4470 0 8
9. LESS: Cash dividends declared on common stock 4460 0 9
10. Other comprehensive income (1) B511 58,000 10
11. Other transactions with parent holding company* (not included in items 5, 6, 8,
or 9 above) 4415 0 11
12. Total equity capital end of current period (sum of items 3 through 11) (must equal
Schedule RC, Item 28) 3210 16,795,000 12
- -----------
* Describe on Schedule RI-E - Explanations.
(1) Includes changes in net unrealized holding gains (losses) on
available-for-sale securities, changes in accumulated net gains (losses) on
cash flow hedges, foreign currency translation adjustments, and changes in
minimum pension liability adjustments.
Schedule RI-B--Charge-offs and Recoveries on Loans and Leases
and Changes in Allowance for Loan and Lease Losses
Part I. Charge-offs and REcoveries on Loans and Leases
---------------------------------------------
(Column A) (Column B)
Part I excludes charge-offs and recoveries through Charge-offs (1) Recoveries
the allocated transfer risk reserve. ---------------------------------------------
Calendar year-to-date
---------------------------------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate:
a. Construction, land development, and other land loans in domestic
offices 3582 0 3583 0 1.a
b. Secured by farmland in domestic offices 3584 0 3585 0 1.b
c. Secured by 1-4 family residential properties in domestic offices:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit 5411 1,000 5412 0 1.c.1
(2) Closed-end loans secured by 1-4 family residential properties:
(a) Secured by first liens C234 3,000 C217 0 1.c.2.a
(b) Secured by junior liens C235 0 C218 1,000 1.c.2.b
d. Secured by multifamily (5 or more) residential properties in domestic
offices 3588 0 3589 0 1.d
e. Secured by nonfarm nonresidential properties in domestic offices 3590 5,000 3591 2,000 1.e
f. In foreign offices B512 0 8513 0 1.f
2. Loans to depository institutions and acceptances of other banks:
a. To U.S. banks and other U.S. depository institutions 4853 0 4663 0 2.a
b. To foreign banks 4654 0 4664 0 2.b
3. Loans to finance agricultural production and other loans to farmers 4656 1,000 4665 0 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 4645 80,000 4617 16,000 4.a
b. To non-U.S. addressees (domicile) 4646 0 4618 0 4.b
- ------------
(1) Include write-downs arising from transfers of loans to a held-for-sale
account.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------- RI-5
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 7
---------
Schedule RI-B--Continued
Part I. Continued
-------------------------------------------------
(Column A) (Column B)
Charge-offs (1) Recoveries
-------------------------------------------------
Calendar year-to-date
-------------------------------------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards B514 0 B515 0 5.a
b. Other (includes single payment, installment, all student loans
and revolving credit plans other than credit cards) B516 22,000 B517 8,000 5.b
6. Loans to foreign governments and official institutions 4643 0 4627 0 6
7. All other loans 4644 4,000 4628 1,000 7
8. Lease financing receivables:
a. To U.S. addressees (domicile) 4658 22,000 4668 6,000 8.a
b. To non-U.S. addressees (domicile) 4659 0 4669 0 8.b
9. Total (sum of items 1 through 8) 4635 138,000 4605 34,000 9
-------------------------------------------------
(Column A) (Column B)
Charge-offs (1) Recoveries
-------------------------------------------------
Calendar year-to-date
-------------------------------------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------
1. Loans to finance commercial real estate, construction, and land
development activities (not secured by real estate) included in
Schedule RI-B, part I, items 4 and 7, above 5409 0 5410 0 M.1
2. Loans secured by real estate to non-U.S. addresses (domicile)
(included in Schedule RI-B, part I, item 1, above): 4652 0 4662 0 M.2
- ----------------
(1) Include write-downs arising from transfers of loans to a held-for-sale
account.
Part II. Changes in Allowance for Loan and Lease Losses
-----------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------
1. Balance most recently reported for the December 31, 2001, Reports of Condition
and Income (i.e., after adjustments from amended Reports of Income) B522 1,445,000 1
2. Recoveries (must equal part I, item 9, column B above) 4605 34,000 2
3. LESS: Charge-offs (must equal part I, Item 9, column A above
less Schedule RI-B, part II, Item 4) C079 138,000 3
4. LESS: Write-downs arising from transfers of loans to a held-for-sale account 5523 0 4
5. Provision for loan and lease losses (must equal Schedule RI, item 4) 4230 90,000 5
6. Adjustments* (see instructions for this schedule) C233 4,000 6
7. Balance end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4)
(must equal Schedule RC, item 4.c) 3123 1,435,000 7
- --------------
* Describe on Schedule RI-E--Explanations.
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RI-6
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 8
---------
Schedule RI-D--Income from International Operations
For all banks with foreign offices, Edge or Agreement subsidiaries, or IBFs
where international operations account for more than 10 percent of total
revenues, total assets, or net income.
Year-to-Date
------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------
1. Interest income and expense attributable to international operations:
a. Gross interest income B523 N/A 1.a
b. Gross interest expense B524 N/A 1.b
2. Net interest income attributable to international operations (item 1.a minus 1.b) B525 N/A 2.
3. Noninterest income and expense attributable to international operations:
a. Noninterest income attributable to international operations 4097 N/A 3.a
b. Provision for loan and lease losses attributable to international operations 4235 N/A 3.b
c. Other noninterest expense attributable to international operations 4239 N/A 3.c
d. Net noninterest income (expense) attributable to international operations (item 3.a minus
3.b and 3.c) 4843 N/A 3.d
4. Estimated pretax income attributable to international operations before capital allocation
adjustment (sum of items 2 and 3.d) 4844 N/A 4
5. Adjustment to pretax income for internal allocations to international operations to reflect
the effects of equity capital on overall bank funding costs 4845 N/A 5
6. Estimated pretax income attributable to international operations after capital allocation
adjustment (sum of items 4 and 5) 4846 N/A 6
7. Income taxes attributable to income from international operations as estimated in item 6 4797 N/A 7
8. Estimated net income attributable to international operations (item 6 minus 7) 4341 N/A 8
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------ RI-7
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 9
---------
Schedule RI-E--Explanations
Schedule RI-E is to be completed each quarter on a calendar year-to-date basis.
Detail all adjustments in Schedules RI-A and RI-B, all extraordinary items and
other adjustments in Schedule RI, and all significant items of other noninterest
income and other noninterest expense in Schedule RI. (See instructions for
details.)
Year-to-Date
------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- --------------------------------------------------------------------------------------------------------------------------
1. Other noninterest income (from Schedule RI, item 5.l)
Itemize and describe amounts that exceed 1% of the sum of
Schedule RI, items 1.h and 5.m:
TEXT
a. Income and fees from the printing and sale of checks C013 0 1.a
b. Earnings on/increase in value of cash surrender value of life insurance C014 0 1.b
c. Income and fees from automated teller machines (ATMs) C016 0 1.c
d. Rent and other income from other real estate owned 4042 0 1.d
e. Safe deposit box rent C015 0 1.e
f. 4461 Loan Origination Fees 4461 209,000 1.f
g. 4462 Intercompany Allocations 4462 90,000 1.g
h. 4463 Credit Card Fees 4463 39,000 1.h
2. Other noninterest expense (from Schedule RI, item 7.d):
Itemize and describe amounts that exceed 1% of the sum of
Schedule RI, items 1.h and 5.m:
TEXT
a. Data processing expenses C017 0 2.a
b. Advertising and marketing expenses 0497 41,000 2.b
c. Director's fees 4136 0 2.c
d. Printing, stationery, and supplies C018 0 2.d
e. Postage 8403 0 2.e
f. Legal fees and expenses 4141 0 2.f
g. FDIC deposit insurance assessments 4146 0 2.g
h. 4464 Service from Intercompany Affil 4464 118,000 2.h
I. 4467 Professional Fees 4467 99,000 2.I
j. 4468 Telephone Expense 4468 40,000 2.j
3. Extraordinary items and other adjustments and applicable income tax effect (from Schedule RI,
item 11) (itemize and describe all extraordinary items and other adjustments):
TEXT
a. (1) Effect of adopting FAS 142, "Goodwill and Other Intangible Assets" C231 (38,000) 3.a.1
(2) Applicable income tax effect 4486 0 3.a.2
b. (1)4487 4487 N/A 3.b.1
(2) Applicable income tax effect 4488 0 3.b.2
c. (1)4489 4489 N/A 3.c.1
(2) Applicable income tax effect 4491 0 3.c.2
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RI-8
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 10
---------
Schedule RI-E--Continued
Year-to-Date
------------------
Dollar Amounts in Thousands RIAD Bil | Mil | Thou
- ------------------------------------------------------------------------------------------------
4. Restatements due to corrections of material accounting errors and
changes in accounting principles
(from Schedule RI-A, item 2) (itemize and describe all restatements):
TEXT
a. B526 B526 N/A 4.a
b. B527 B527 N/A 4.b
5. Other transactions with parent holding company (from Schedule
RI-A, item 11) (itemize and describe all such transactions):
TEXT
a. 4498 4498 N/A 5.a
b. 4499 4499 N/A 5.b
6. Adjustments to allowance for loan and lease losses
(from Schedule RI-B, part II, item 6) (itemize and describe all adjustments):
TEXT
a. 4521 Paydowns of securitizations with Affil 4521 4,000 6.a
b. 4522 4522 N/A 6.b
7. Other explanations (the space below is provided for the bank to briefly
describe, at its option, any other significant items affecting the Report
of Income):
RIAD
X = NO COMMENT - Y = COMMENT 4769 X
Other explanations (please type or print clearly):
TEXT (70 characters per line)
4769
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8
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------- RC-1
Legal Title of Bank
San Francisco ---------
- ---------------------------------------- 11
City ---------
CA 94104
- ----------------------------------------
State Zip Code
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST
FDIC Certificate Number - 03511
Consolidated Report of Condition for Insured Commercial
and State-Chartered Savings Banks for March 31, 2002
All schedules are to be reported in thousands of dollars. Unless otherwise
indicated, report the amount outstanding as of the last business day of the
quarter.
Schedule RC--Balance Sheet
Dollars Amounts in Thousands RCFD Bil Mil Thou
- --------------------------------------------------------------------------------------------------------------------------------
ASSETS
1. Cash and balances due from depository institutions (from Schedule RC-A):
a. Noninterest-bearing balances and currency and coin (1) 0081 7,867,000 1.a
b. Interest-bearing balances (2) 0071 4,676,000 1.b
2. Securities:
a. Held-to-maturity securities (from Schedule RC-B, column A) 1754 0 2.a
b. Available-for-sale securities (from Schedule RC-B, column D) 1773 6,958,000 2.b
3. Federal funds sold and securities purchased under agreements to resell: RCON
a. Federal funds sold in domestic offices B987 362,000 3.a
RCFD
b. Securities purchased under agreements to resell(3) B989 8,000 3.b
4. Loans and lease financing receivables (from Schedule RC-C):
a. Loans and leases held for sale 5369 12,642,000 4.a
b. Loans and leases, net of unearned income B528 82,417,000 4.b
c. LESS: Allowance for loan and lease losses 3123 1,435,000 4.c
d. Loans and leases, net of unearned income and allowance (item 4.b minus 4.c) B529 80,982,000 4.d
5. Trading assets (from Schedule RC-D) 3545 3,744,000 5
6. Premises and fixed assets (including capitalized leases) 2145 1,630,00 6
7. Other real estate owned (from Schedule RC-M) 2150 91,000 7
8. Investments in unconsolidated subsidiaries and associated companies (from Schedule RC-M) 2130 235,000 8
9. Customers' liability to this bank on acceptances outstanding 2155 30,000 9
10. Intangible assets:
a. Goodwill 3163 5,356,000 10.a
b. Other intangible assets (from Schedule RC-M) 0426 7,787,000 10.b
11. Other assets (from Schedule RC-F) 2160 8,853,000 11
12. Total assets (sum of items 1 through 11) 2170 141,221,000 12
- ---------
(1) Includes cash items in process of collection and unposted debits.
(2) Includes time certificates of deposit not held for trading.
(3) Includes all securities resale agreements in domestic and foreign offices,
regardless of maturity.
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-2
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 12
---------
Schedule RC--Continued
Dollar Amounts in Thousands Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------
LIABILITIES
13. Deposits:
a. In domestic offices (sum of totals of columns A and C from RCON
Schedule RC-E, part I) 2200 77,628,000 13.a
(1) Noninterest-bearing (1) 6631 25,242,000 13.a.1
(2) Interest-bearing 6636 52,386,000 13.a.2
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs RCFN
(from Schedule RC-E, part II) 2200 5,181,000 13.b
(1) Noninterest-bearing 6631 2,000 13.b.1
(2) Interest-bearing 6636 5,179,000 13.b.2
14. Federal funds purchased and securities sold under agreements to
repurchase: RCON
a. Federal funds purchased in domestic offices (2) B993 19,980,000 14.a
RCFD
b. Securities sold under agreements to repurchase (3) B995 822,000 14.b
15. Trading liabilities (from Schedule RC-D) 3548 3,311,000 15
16. Other borrowed money (includes mortgage indebtedness and
obligations under capitalized leases) (from Schedule RC-M) 3190 5,314 16
17. Not applicable
18. Bank's liability on acceptances executed and outstanding 2920 30,000 18
19. Subordinated notes and debentures(4) 3200 4,884,000 19
20. Other liabilities (from Schedule RC-G) 2930 7,244,000 20
21. Total liabilities (sum of items 13 through 20) 2948 124,394,000 21
22. Minority interest in consolidated subsidiaries 3000 32,000 22
EQUITY CAPITAL
23. Perpetual preferred stock and related surplus 3838 0 23
24. Common stock 3230 520,000 24
25. Surplus (exclude all surplus related to preferred stock) 3839 13,232,000 25
26. a. Retained earnings 3632 2,683,000 26.a
b. Accumulated other comprehensive income (5) B530 360,000 26.b
27. Other equity capital components (6) A130 0 27
28. Total equity capital (sum of items 23 through 27) 3210 16,795,000 28
29. Total liabilities, minority interest, and equity capital (sum of
items 21, 22, and 28) 3300 141,221,000 29
Memorandum
To be reported only with the March Report of Condition.
1. Indicate in the box at the right the number of the statement below that best
describes the most comprehensive level of auditing work performed for the RCFD Number
bank by independent external auditors as of any date during 2001 6724 2 M. 1
1 = Independent audit of the bank conducted in accordance with generally
accepted auditing standards by a certified public accounting firm which
submits a report on the bank
2 = Independent audit of the bank's parent holding company conducted in
accordance with generally accepted auditing standards by a certified public
accounting firm which submits a report on the consolidated holding company
(but not on the bank separately)
3 = Attestation on bank management's assertion on the effectiveness of the
bank's internal control over financial reporting by a certified public
accounting firm
4 = Directors' examination of the bank conducted in accordance with generally
accepted auditing standards by a certified public accounting firm (may be
required by state chartering authority)
5 = Directors' examination of the bank performed by other external auditors (may
be required by state chartering authority)
6 = Review of the bank's financial statements by external auditors
7 = Compilation of the bank's financial statements by external auditors
8 = Other audit procedures (excluding tax preparation work)
9 = No external audit work
- ------------
(1) Includes total demand deposits and noninterest-bearing time and savings
deposits.
(2) Report overnight Federal Home Loan Bank advances in Schedule RC, item 16,
"other borrowed money."
(3) Includes all securities repurchase agreements in domestic and foreign
offices, regardless of maturity.
(4) Includes limited-life preferred stock and related surplus.
(5) Includes net unrealized holding gains (losses) on available-for-sale
securities, accumulated net gains (losses) on cash flow hedges, cumulative
foreign currency translation adjustments, and minimum pension liability
adjustments.
(6) Includes treasury stock and unearned Employee Stock Ownership Plan shares.
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-3
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST
---------
FDIC Certificate Number - 03511 13
---------
Schedule RC-A--Cash and Balances Due From Depository Institutions
Exclude assets held for trading.
(Column A) (Column B)
Consolidated Domestic
Dollar Amounts in Thousands Bank Offices
- -------------------------------------------------------------------------------------------------------------------------------
RCFD | Bil | Mil | Thou RCON | Bil| Mil | Thou
1. Cash items in process of collection, unposted debits, and currency and
coin 0022 7,433,000 1
a. Cash items in process of collection and unposted debits 0020 6,279,000 1.a
b. Currency and coin 0080 1,154,000 1.b
2. Balance due from depository institutions in the U.S. 0082 3,753,000 2
a. U.S. branches and agencies of foreign banks (including their IBFs) 0083 139,000 2.a
b. Other commercial banks in the U.S. and other depository institutions
in the U.S. (including their IBFs) 0085 3,753,000 2.b
3. Balances due from banks in foreign countries and foreign central banks 0070 1,116,000 3
a. Foreign branches of other U.S. banks 0073 1,082,000 3.a
b. Other banks in foreign countries and foreign central banks 0074 34,000 3.b
4. Balances due from Federal Reserve Banks 0090 102,000 0090 102,000 4
5. Total (sum of items 1 through 4) (total of column A must equal
Schedule RC, sum of items 1.a and 1.b) 0010 12,543,000 0010 12,404,000 5
Schedule RC-B--Securities
Exclude assets held for trading.
Held-to-maturity Available-for-sale
(Column A) (Column B) (Column C) (Column D)
Dollar Amounts Amortized Cost Fair Value Amortized Cost Fair Value
in Thousands RCFD | Bil | Mil| Thou | RCFC | Bil | Mil | Thou | RCFD | Bil | Mil | Thou | RCFD | Bil | Mil | Thou
- -----------------------------------------------------------------------------------------------------------------------------
1. U.S. Treasury
securities 0211 0 0213 0 1286 70,000 1287 71,000 1
2. U.S. Government
agency obligations
(exclude mortgage-
backed securities):
a. Issued by U.S.
Government
agencies (1) 1289 0 1290 0 1291 26,000 1293 26,000 2.a
b. Issued by U.S.
Government-
sponsored
agencies (2) 1294 0 1295 0 1297 140,000 1298 145,000 2.b
3. Securities issued by
states and political
subdivisions in the
U.S. 8496 0 8497 0 8498 349,000 8499 358,000 3
- -------------
(1) Includes Small Business Administration 'Guaranteed Loan Pool Certificates,'
U.S. Maritime Administration obligations, and Export - Import Bank
participation certificates.
(2) Includes obligations (other than mortgage-backed securities) issued by the
Farm Credit System, the Federal Home Loan Bank System, The Federal Home Loan
Mortgage Corporation, the Federal National Mortgage Association, the
Financing Corporation, Resolution Funding Corporation, the Student Loan
Marketing Association, and the Tennessee Valley Authority.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------ RC-4
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 14
---------
Schedule RC-B--Continued
----------------------------------------------------------------------------
Held-to-maturity Available-for-sale
----------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Dollar Amounts in Thousands Amortized Cost Fair Value Amortized Cost Fair Value
- ------------------------------------------------------------------------------------------------------------------------------
RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou
4. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Guaranteed by GNMA 1698 0 1699 0 1701 1,688,000 1702 1,697,000 4.a.1
(2) Issued by FNMA and FHLMC 1703 0 1705 0 1706 2,853,000 1707 2,882,000 4.a.2
(3) Other pass-through securities 1709 0 1710 0 1711 7,000 1713 8,000 4.a.3
b. Other mortgage-backed securities (including
CMOs, REMICs and stripped MBS):
(1) Issued or guaranteed by FNMA,
FHLMC, or GNMA 1714 0 1715 0 1716 26,000 1717 27,000 4.b.1
(2) Collateralized by MBS issued or
guaranteed by FNMA, FHLMC, or GNMA 1718 0 1719 0 1731 0 1732 0 4.b.2
(3) All other mortgage-backed securities 1733 0 1734 0 1735 1,006,000 1736 990,000 4.b.3
5. Asset-backed securities (ABS):
a. Credit card receivables B838 0 B839 0 B840 0 B841 0 5.a
b. Home equity lines B842 0 B843 0 B844 0 B845 0 5.b
c. Automobile loans B846 0 B847 0 B848 0 B849 0 5.c
d. Other consumer loans B850 0 B851 0 B852 0 B853 0 5.d
e. Commercial and industrial loans B854 0 B855 0 B856 0 B857 0 5.e
f. Other B858 0 B859 0 B860 1,000 B861 1,000 5.f
6. Other debt securities:
a. Other domestic debt securities 1737 0 1738 0 1739 732,000 1741 744,000 6.a
b. Foreign debt securities 1742 0 1743 0 1744 4,000 1746 4,000 6.b
7. Investments in mutual funds and
other equity securities with
readily determinable fair values (1) A510 3,000 A511 5,000 7
8. Total (sum of items 1 through 7) (total of
Column A must equal Schedule RC item 2.a)
(total of column D must equal Schedule RC,
item 2.b) 1754 0 1771 0 1772 6,905,000 1773 6,958,000 8
- -----------
(1) Report Federal Reserve stock, Federal Home Loan Bank stock, and banker's bank stock in Schedule RCF, item 4.
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-5
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 15
---------
Schedule RC-B--Continued
Memoranda Dollar Amounts in Thousands RCFD Bil | Mil | Thou
- -----------------------------------------------------------------------------
1. Pledged securities (1) 0416 289,000 M.1
2. Maturity and repricing data for debt
securities (1, 2) (excluding those in
nonaccrual status):
a. Securities issued by the U.S.
Treasury, U.S. Government agencies, and
states and political subdivisions in
the U.S.; other non-mortgage debt
securities; and mortgage pass-through
securities other than those backed by
closed-end first lien 1-4 family
residential mortgages with a remaining
maturity or next repricing date of: (3,4)
(1) Three months or less A549 160,000 M.2.a.1
(2) Over three months through 12 months A550 64,000 M.2.a.2
(3) Over one year through three years A551 203,000 M.2.a.3
(4) Over three years through five years A552 169,000 M.2.a.4
(5) Over five years through 15 years A553 698,000 M.2.a.5
(6) Over 15 years A554 132,000 M.2.a.6
b. Mortgage pass-through securities
backed by closed-end first lien 1-4
family residential mortgages with a
remaining maturity or next repricing
date of: (3,5)
(1) Three months or less A555 45,000 M.2.b.1
(2) Over three months through 12 months A556 63,000 M.2.b.2
(3) Over one year through three years A557 1,000 M.2.b.3
(4) Over three years through five years A558 48,000 M.2.b.4
(5) Over five years through 15 years A559 149,000 M.2.b.5
(6) Over 15 years A560 4,197,000 M.2.b.6
c. Other mortgage-backed securities
(include CMOs, REMICs, and stripped MBS;
exclude mortgage pass-through securities)
with an expected average life of: (6)
(1) Three years or less A561 43,000 M.2.c.1
(2) Over three years A562 974,000 M.2.c.2
d. Debt securities with a REMAINING
MATURITY of one year or less (included
in Memorandum items 2.a through
2.c above) A248 136,000 M.2.d
3. Amortized cost of held-to-maturity
securities sold or transferred to
available-for-sale or trading securities during
the calendar year-to-date (report the amortized
cost at date of sale or transfer) 1778 0 M.3
4. Structured notes (included in the
held-to-maturity and available-for-sale
accounts in Schedule RC-B, items 2, 3, 5, and 6):
a. Amortized cost 8782 0 M.4.a
b. Fair value 8783 0 M.4.b
- -------------
(1) Includes held-to-maturity securities at amortized cost and
available-for-sale securities at fair value.
(2) Exclude investments in mutual funds and other equity securities with
readily determinable fair values.
(3) Report fixed rate debt securities by remaining maturity and floating rate
debt securities by next repricing date.
(4) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt
securities in the categories of debt securities reported in Memorandum item
2.a that are included in Schedule RC-N, item 9, column C, must equal
Schedule RC-B, sum of items 1, 2, 3, 5, and 6, columns A and D, plus
mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages included in Schedule RC-B, item
4.a, columns A and D.
(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual
mortgage pass-through securities backed by closed-end first lien 1-4 family
residential mortgages included in Schedule RC-N, item 9, column C, must
equal Schedule RC-B, item 4.a, sum of columns A and D, less the amount of
mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages included in Schedule RC-B, item
4.a, columns A and D.
(6) Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other
mortgage-backed securities" included in Schedule RC-N, item 9, column C,
must equal Schedule RC-B, item 4.b, sum of columns A and D.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------ RC-6
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 16
---------
Schedule RC-C--Loans and Lease Financing Receivables
Part I. Loans and Leases
Do not deduct the allowance for loan and lease losses from amounts reported in
this schedule. Report (1) loans and leases held for sale at the lower of cost or
market value and (2) other loans and leases, net of unearned income.
Report loans and leases net of any applicable allocated transfer risk reserve.
Exclude assets held for trading and commercial paper.
(Column A) (Column B)
Consolidated Domestic
Bank Offices
--------------------------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate 1410 58,546,000 1
a. Construction, land development, and other land loans 1415 4,775,000 1.a
b. Secured by farmland (including farm residential and
other improvements) 1420 620,000 1.b
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit 1797 4,269,000 1.c.1
(2) Closed-end loans secured by 1-4 family residential properties:
(a) Secured by first liens 5367 31,250,000 1.c.2.a
(b) Secured by junior liens 5368 1,580,000 1.c.2.b
d. Secured by multifamily (5 or more) residential properties 1460 1,340,000 1.d
e. Secured by nonfarm nonresidential properties 1480 14,712,000 1.e
2. Loans to depository institutions and acceptances of other banks:
a. To commercial banks in the U.S. B531 417,000 2.a
(1) To U.S. branches and agencies of foreign banks B532 0 2.a.1
(2) To other commercial banks in the U.S. B533 418,000 2.a.2
b. To other depository institutions in the U.S. B534 0 B534 0 2.b
c. To banks in foreign countries B535 23,000 2.c
(1) To foreign branches of other U.S. banks B536 0 2.c.1
(2) To other banks in foreign countries B537 33,000 2.c.2
3. Loans to finance agricultural production and other loans to farmers 1590 2,222,000 1590 2,222,000 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 1763 21,614,000 1763 21,614,000 4.a
b. To non-U.S. addressees (domicile) 1764 30,000 1764 23,000 4.b
5. Not applicable.
6. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper):
a. Credit cards B538 32,000 B538 32,000 6.a
b. Other revolving credit plans B539 1,038,000 B539 1,038,000 6.b
c. Other consumer loans (includes single payment, installment,
and all student loans 2011 4,646,000 2011 4,645,000 6.c
7. Loans to foreign government and official institutions (including
foreign central banks) 2081 0 2081 0 7
8. Obligations (other than securities and leases) of states and
political subdivisions in the U.S. 2107 134,000 2107 134,000 8
9. Other loans 1563 1,146,000 9
a. Loans for purchasing or carrying securities (secured and unsecured) 1545 567,000 9.a
b. All other loans (exclude consumer loans) 1564 579,000 9.b
10. Lease financing receivables (net of unearned income) 2165 5,200,000 10
a. Of U.S. addressees (domicile) 2182 5,200,000 10.a
b. Of non-U.S. addressees (domicile) 2183 0 10.b
11. LESS: Any unearned income on loans reflected in items 1-9 above 2123 0 2123 0 11
12. Total loans and leases, net of unearned income (sum of items 1
through 10 minus item 11) (total of column A must equal
Schedule RC, item 4.a and 4.b) 2122 95,059,000 2122 95,040,000 12
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-7
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 17
---------
Schedule RC-C--Continued
Part I. Continued
------------------
Memoranda Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Loans and Leases restructured and in compliance with
modified terms (included in Schedule RC-C, part I, and
not reported as past due or nonaccrual in Schedule
RC-N, Memorandum item 1) (exclude loans secured by 1-4
family residential properties and loans to individuals
for household, family, and other personal expenditures) 1616 0 M.1
2. Maturity and repricing data for loans and leases
(excluding those in nonaccrual status):
a. Closed-end loans secured by first liens on 1-4
family residential properties in domestic offices
(reported in Schedule RC-C, part I, item 1.c.(2)(a),
column B) with a remaining maturity or next repricing
date of: (1, 2) RCON
(1) Three months or less A564 13,423,000 M.2.a.1
(2) Over three months through 12 months A565 625,000 M.2.a.2
(3) Over one year through three years A566 211,000 M.2.a.3
(4) Over three years through five years A567 1,079,000 M.2.a.4
(5) Over five years through 15 years A568 14,788,000 M.2.a.5
(6) Over 15 years A569 1,017,000 M.2.a.6
b. All loans and leases (reported in Schedule RC-C,
part I, items 1 through 10, column A) EXCLUDING
closed-end loans secured by first liens on 1-4 family
residential properties in domestic offices (reported
in Schedule RC-C, part I item 1.c.(2)(a), column B)
with a remaining maturity or next repricing date of: (1,3) RCFD
(1) Three months or less A570 37,732,000 M.2.b.1
(2) Over three months through 12 months A571 4,988,000 M.2.b.2
(3) Over one year through three years A572 4,735,000 M.2.b.3
(4) Over three years through five years A573 10,116,000 M.2.b.4
(5) Over five years through 15 years A574 4,925,000 M.2.b.5
(6) Over 15 years A575 816,000 M.2.b.6
c. Loans and leases (reported in Schedule RC-C, part I,
items 1 through 10, column A) with a REMAINING MATURITY
of one year or less (excluding those in nonaccrual status) A247 36,067,000 M.2.c
3. Loans to finance commercial real estate, construction, and
land development activities (not secured by real estate)
included in Schedule RC-C, part I, items 4 and 9, column A (4) 2746 5,365,000 M.3
4. Adjustable rate closed-end loans secured by first liens on
1-4 family residential properties in domestic office RCON
(included in Schedule RC-C, part I, item 1.c.(2)(a), column B) 5370 13,340,000 M.4
5. Loans secured by real estate to non-U.S. addresses (domicile) RCFD
(included in Schedule RC-C, part I, item 1, column A) B837 0 M.5
- ---------------------
(1) Report fixed rate loans and leases by remaining maturity and floating rate
loans by next repricing date.
(2) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus total nonaccrual
closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices included in Schedule RC-N, item 1.c.(2)(a),
column C must equal total closed-end loans secured by first liens on 1-4
family residential properties from Schedule RC-C, part I, item 1.c.(2)(a),
column B
(3) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus total nonaccrual loans
and leases from Schedule RC-N, sum of items 1 through 8, column C, minus
nonaccrual closed-end loans secured by first liens on 1-4 family
residential properties in domestic offices included in Schedule RC-N, item
1.c.(2)(a), column C, must equal total loans and leases from Schedule RC-C,
Part I, sum of items 1 through 10, column A, minus total closed-end loans
secured by first liens on 1-4 family residential properties in domestic
offices from Schedule RC-C, part I, item 1.c.(2)(a), column B.
(4) Exclude loans secured by real estate that are included in Schedule RC-C,
part I, item 1, column A.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------- RC-8
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 18
---------
Schedule RC-D--Trading Assets and Liabilities
Schedule RC-D is to be completed by banks that reported average trading assets
(Schedule RC-K, item 7) of $2 million or more for any quarter of the preceding
year.
------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- --------------------------------------------------------------------------
ASSETS
1. U.S. Treasury securities in domestic offices 3531 356,000 1
2. U.S. Government agency obligations in domestic
offices (exclude mortgage-backed securities) 3532 240,000 2
3. Securities issued by states and political
subdivisions in the U.S. in domestic offices 3533 6,000 3
4. Mortgage-backed securities (MBS) in
domestic offices:
a. Pass-through securities issued or
guaranteed by FNMA, FHLMC, or GNMA 3534 0 4.a
b. Other mortgage-backed securities
issued or guaranteed by FNMA,
FHLMC, or GNMA (include CMOs, REMICs,
and stripped MBS) 3535 0 4.b
c. All other mortgage-backed securities 3536 47,000 4.c
5. Other debt securities in domestic offices 3537 0 5
6. - 8. Not applicable
9. Other trading assets in domestic offices 3541 1,046,000 9
RCFN
10. Trading assets in foreign offices 3542 0 10
11. Revaluation gains on interest rate,
foreign exchange rate, and other commodity
and equity contracts RCON
a. In domestic offices 3543 2,049,000 11.a
RCFN
b. In foreign offices 3543 0 11.b
RCFD
12. Total trading assets (sum of items
1 through 11) (must equal Schedule RC,
item 5) 3545 3,744,000 12
------------------
LIABILITIES RCFD Bil Mil Thou
------------------
13. Liability for short positions 3546 705,000 13
14. Revaluation losses on interest
rate, foreign exchange rate, and other
commodity and equity contracts 3547 2,606,000 14
15. Total trading liabilities (sum of items
13 and 14) (must equal Schedule RC, item 15) 3548 3,311,000 15
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-9
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 19
---------
Schedule RC-E--Deposit Liabilities
Part I. Deposits in Domestic Offices
----------------------------------------------------------------
Nontransaction
Transaction Accounts Accounts
----------------------------------------------------------------
(Column A) (Column B) (Column C)
Total Memo: Total Total
transaction demand nontransaction
accounts deposits accounts
(including total (included in (including
demand deposits) column A) MMDAs)
----------------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
Deposits of:
1. Individuals, partnerships and corporations
(include all certified and official checks) B549 14,909,000 B550 60,057,000 1
2. U.S. Government 2202 12,000 2520 0 2
3. States and political subdivisions in the U.S. 2203 452,000 2530 80,000 3
4. Commercial banks and other depository
institutions in the U.S. B551 2,118,000 B552 0 4
5. Banks in foreign countries 2213 0 2236 0 5
6. Foreign governments, and official institutions
(including foreign central banks) 2216 0 2377 0 6
7. Total (sum of items 1 through 6) (sum of
columns A and C must equal Schedule RC,
item 13.a) 2215 17,491,000 2210 16,937,000 2385 60,137,000 7
------------------
Memoranda Dollar Amounts in Thousands RCON Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
1. Selected components of total deposits (i.e., sum of item 7, columns A and C):
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts 6835 1,665,000 M.1.a
b. Total brokered deposits 2365 4,375,000 M.1.b
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
(1) Issued in denominations of less than $100,000 2343 0 M.1.c.1
(2) Issued either in denominations of $100,000 or in denominations greater than
$100,000 and participated out by the broker in shares of $100,000 or less 2344 0 M.1.c.2
d. Maturity data for brokered deposits:
(1) Brokered deposits issued in denominations of less than $100,000 with a remaining
maturity of one year or less (included in Memorandum item 1.c.(1) above) A243 0 M.1.d.1
(2) Brokered deposits issued in denominations of $100,000 or more with a remaining
maturity of one year or less (included in Memorandum item 1.b above) A244 4,375,000 M.1.d.2
e. Preferred deposits (uninsured deposits of states and political subdivisions in the U.S.
reported in item 3 above which are secured or collaterlized as required under state law)
(to be completed for the December report only) 5590 N/A M.1.e
2. Components of total nontransaction accounts (sum of Memorandum items 2.a through 2.c
must equal item 7, column C, above):
a. Savings deposits:
(1) Money market deposit accounts (MMDAs) 6810 21,362,000 M.2.a.1
(2) Other savings deposits (excludes MMDAs) 0352 24,925,000 M.2.a.2
b. Total time deposits of less than $100,000 6648 5,845,000 M.2.b
c. Total time deposits of $100,000 or more 2604 8,005,000 M.2.c
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-10
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 20
---------
Schedule RC-E--Continued
Part I. Continued
Memoranda (continued) Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------
3. Maturity and repricing data for time deposits of less than $100,000:
a. Time deposits of less than $100,000 with a remaining maturity or next
repricing date of (1,2)
(1) Three months or less A579 1,963,000 M.3.a.1
(2) Over three months through 12 months A580 2,699,000 M.3.a.2
(3) Over one year through three years A581 871,000 M.3.a.3
(4) Over three years A582 312,000 M.3.a.4
b. Time deposits of less than $100,000 with a REMAINING MATURITY
of one year or less (included in Memorandum items 3.a.(1) through 3.a.(4) above)(3) A241 4,662,000 M.3.b
4. Maturity and repricing data for time deposits of $100,000 or more:
a. Time deposits of $100,000 or more with a remaining maturity or next repricing date of (1,4)
(1) Three months or less A584 6,070,000 M.4.a.1
(2) Over three months through 12 months A585 1,356,000 M.4.a.2
(3) Over one year through three years A586 440,000 M.4.a.3
(4) Over three years A587 139,000 M.4.a.4
b. Time deposits of $100,000 or more with a REMAINING MATURITY
of one year or less (included in Memorandum items 4.a.(1) through 4.a.(4) above)(3) A242 7,426,000 M.4.b
- -------------
(1) Report fixed rate time deposits by remaining maturity and floating rate
time deposits by next repricing date.
(2) Sum of Memorandum items 3.a.(1) through 3.a.(4) must equal Schedule RC-E
Memorandum item 2.b.
(3) Report both fixed and floating rate time deposits by remaining maturity.
Exclude floating rate time deposits with a next repricing date of one year
or less that have a remaining maturity of over one year.
(4) Sum of Memorandum items 4.a.(1) through 4.a.(4) must equal Schedule RC-E,
Memorandum item 2.c
Part II. Deposits in Foreign Offices (including Edge and
Agreement subsidiaries and IBFs)
Dollar Amounts in Thousands RCFN Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
Deposits of:
1. Individuals, partnerships, and corporations (include all certified and official checks) B553 4,360,000 1
2. U.S. banks (including IBFs and foreign branches of U.S. banks) and other U.S.
depository institutions B554 750,000 2
3. Foreign banks (including U.S. branches and agencies of foreign banks, including
their IBFs) 2625 71,000 3
4. Foreign governments and official institutions (including foreign central banks) 2650 0 4
5. U.S. Government and states and political subdivisions in the U.S. B555 0 5
6. Total (sum of items 1 through 5 ) (must equal Schedule RC, item 13.b) 2200 5,181,000 6
Memorandum Dollar Amounts in Thousands RCFN Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
1. Time deposits with a remaining maturity of one year or less
(included in Part II, item 6 above) A245 5,120,000 M.1
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-11
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 21
---------
Schedule RC-F--Other Assets
Dollar Amounts in Thousands RCFD Bil Mil Thou
- --------------------------------------------------------------------------------------------------------
1. Accrued interest receivable (1) B556 495,000 1
2. Net deferred tax assets (2) 2148 0 2
3. Interest-only strips receivable (not in the form of a security) (3) on:
a. Mortgage loans A519 1,240,000 3.a
b. Other financial assets A520 176,000 3.b
4. Equity securities that DO NOT have readily determinable fair values (4) 1752 737,000 4
5. Other (itemize and describe amounts greater than $25,000 that
exceed 25% of this item) 2168 6,205,000 5
TEXT
a. Prepaid expenses 2166 0 5.a
b. Cash surrender value of life insurance C009 0 5.b
c. Repossessed personal property (including vehicles) 1578 0 5.c
d. Derivatives with a positive fair value held for purposes
other than trading C010 0 5.d
e. 3549 Accounts Receivable 3549 3,692,000 5.e
f. 3550 3550 N/A 5.f
g. 3551 3551 N/A 5.g
6. Total (sum of items 1 through 5) (must equal Schedule RC, item 11) 2160 8,853,000 6
Schedule RC-G--Other Liabilities
Dollar Amounts in Thousands RCON Bil Mil Thou
- --------------------------------------------------------------------------------------------------------
1. a. Interest accrued and unpaid on deposits in domestic offices(5) 3645 53,000 1.a
b. Other expenses accrued and unpaid (includes accrued income taxes RCFD
payable) 3646 2,067,000 1.b
2. Net deferred tax liabilities (2) 3049 2,958,000 2
3. Allowance for credit losses on off-balance sheet credit exposures B557 0 3
4. Other (itemize and describe amounts greater than $25,000 that
exceed 25% of this item) 2938 2,166,000 4
TEXT
a. Accounts payable 3066 1,303,000 4.a
b. Deferred compensation liabilities C011 0 4.b
c. Dividends declared but not yet payable 2932 0 4.c
d. Derivatives with a negative fair value held for purposes
other than trading C012 0 4.d
e. 3552 3552 N/A 4.e
f. 3553 3553 N/A 4.f
g. 3554 3554 N/A 4.g
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 20) 2930 7,244,000 5
- --------------
(1) Include accrued interest receivable on loans, leases, debt securities, and
other interest-bearing assets.
(2) See discussion of deferred income taxes in Glossary entry on "income
taxes."
(3) Report interest-only strips receivable in the form of a security as
available-for sale securities in Schedule RC, item 2.b, or as trading
assets in Schedule RC, item 5, as appropriate.
(4) Include Federal Reserve stock, Federal Home Loan Bank stock, and bankers'
bank stock.
(5) For savings banks, includes "dividends" accrued and unpaid on deposits.
Wells Fargo Bank National Association FFIEC 031
- -------------------------------------------------- RC-12
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 22
---------
Schedule RC-H--Selected Balance Sheet Items for Domestic Offices
Domestic
Offices
Dollar Amounts in Thousands RCON Bil Mil Thou
- --------------------------------------------------------------------------
1. Customers' liability to this bank on acceptances
outstanding 2155 30,000 1
2. Bank's liability on acceptances executed and
outstanding 2920 30,000 2
3. Securities purchased under agreements to resell B989 8,000 3
4. Securities sold under agreements to repurchase B995 822,000 4
5. Other borrowed money 3190 5,314,000 5
EITHER
6. Net due from own foreign offices, Edge and
Agreement subsidiaries, and IBFs 2163 N/A 6
OR
7. Net due to own foreign offices, Edge and
Agreement subsidiaries, and IBFs 2941 4,820,000 7
8. Total assets (excludes net due from foreign
offices, Edge and Agreement subsidiaries,
and IBFs) 2192 140,859,000 8
9. Total liabilities (excludes net due to foreign
offices, Edge and Agreement subsidiaries, and
IBFs) 3129 119,212,000 9
In items 10-17 report the amortized (historical) cost of both held-to-maturity
and available-for-sale securities in domestic offices.
RCON Bil Mil Thou
- --------------------------------------------------------------------------
10. U.S. Treasury securities 1039 70,000 10
11. U.S. Government agency obligations (exclude
mortgage-backed securities) 1041 166,000 11
12. Securities issued by states and political
subdivisions in the U.S. 1042 349,000 12
13. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Issued or guaranteed by FNMA,
FHLMC, or GNMA 1043 4,541,000 13.a.1
(2) Other pass-through securities 1044 7,000 13.a.2
b. Other mortgage-backed securities (include
CMOs, REMICs, and stripped MBS): 1209 26,000 13.b.1
(1) Issued or guaranteed by FNMA, FHLMC,
or GNMA
(2) All other mortgage-backed securities 1280 1,006,000 13.b.2
14. Other domestic debt securities (include domestic
asset-backed securities) 1281 733,000 14
15. Foreign debt securities (include foreign
asset-backed securities) 1282 4,000 15
16. Investments in mutual funds and other equity
securities with readily determinable
fair values A510 3,000 16
17. Total amortized (historical) cost of both
held-to-maturity and available-for-sale
secutities (sum of items 10 through 16) 1374 6,905,000 17
18. Equity securities that do not have readily
determinable fair values 1752 737,000 18
Schedule RC-I--Selected Assets and Liabilities of IBFs
To be completed only by banks with IBFs and other "foreign" offices.
Dollar Amounts in Thousands RCFN Bil Mil Thou
- --------------------------------------------------------------------------
1. Total IBF assets of the consolidated bank (component of Schedule
RC, item 12) 2133 20,000 1
2. Total IBF liabilities (component of Schedule
RC, item 21) 2898 1,000 2
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-13
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 23
---------
Schedule RC-K--Quarterly Averages (1)
Dollar Amounts in Thousands RCFD Bil Mil Thou
- -----------------------------------------------------------------------------------------------------
ASSETS
1. Interest-bearing balances due from depository institutions 3381 4,167,000 1
2. U.S. Treasury securities and U.S. Government agency obligations (2)
(excluding mortgage-backed securities) B558 224,000 2
3. Mortgage-backed securities (2) B559 5,043,000 3
4. All other securities (2,3)(includes securities issued by states and
political subdivisions in the U.S.) B560 1,033,000 4
5. Federal funds sold and securities purchased under agreements to resell 3365 72,000 5
6. Loans:
a. Loans in domestic offices: RCON
(1) Total loans 3360 93,140,000 6.a.1
(2) Loans secured by real estate 3385 61,865,000 6.a.2
(3) Loans to finance agricultural production and other loans to farmers 3386 2,320,000 6.a.3
(4) Commercial and industrial loans 3387 21,761,000 6.a.4
(5) Loans to individuals for household, family, and other
personal expenditures:
(a) Credit cards B561 30,000 6.a.5.a
(b) Other (includes single payment, installment, all
student loans, and revolving credit plans other than credit
cards) B562 5,461,000 6.a.5.b
RCFN
b. Total loans in foreign offices, Edge and Agreement subsidiaries, and IBFs 3360 10,000 6.b
RCFD
7. Trading assets 3401 4,266,000 7
8. Lease financing receivables (net of unearned income) 3484 5,342,000 8
9. Total assets(4) 3368 143,007,000 9
LIABILITIES
10. Interest-bearing transaction accounts in domestic (NOW accounts, ATS RCON
accounts, and telephone and preauthorized transfer accounts) (exclude
demand deposits) 3485 620,000 10
11. Nontransaction accounts in domestic offices:
a. Savings deposits (includes MMDAs) B563 44,986,000 11.a
b. Time deposits of $100,000 or more A514 7,070,000 11.b
c. Time deposits of less than $100,000 A529 5,965,000 11.c
RCFN
12. Interest-bearing deposits in foreign offices, Edge and Agreement
subsidiaries, and IBFs 3404 9,668,000 12
RCFD
13. Federal funds purchased and securities sold under agreements to
repurchase 3353 18,390,000 13
14. Other borrowed money(includes mortgage indebtedness and obligations
under capitalized leases) 3355 8,695,000 14
- -------
(1) For all items, banks have the option of reporting either (1) an average of
DAILY figures for the quarter, or (2) an average of WEEKLY figures (i.e.,
the Wednesday of each week of the quarter).
(2) Quarterly averages for all debt securities should be based on amortized
cost.
(3) Quarterly averages for all equity securities should be based on historical
cost.
(4) The quarterly averages for total assets should reflect all debt securities
(not held for trading) at amortized cost, equity securities with readily
determinable fair values at the lower of cost or fair value, and equity
securities without readily determinable fair values at historical cost.
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------------- RC-14
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 24
---------
Schedule RC-L--Derivatives and Off-Balance Sheet Items
Please read carefully the instructions for the preparation of Schedule RC-L.
Some of the amounts reported in Schedule RC-L are regarded as volume indicators
and not necessarily as measures of risk.
Dollar Amounts in Thousands RCDF Bil Mil Thou
1. Unused commitments:
a. Revolving, open-end lines secured by 1-4 family residential
properties, e.g., home equity lines 3814 10,742,000 1.a
b. Credit card lines 3815 6,043,000 1.b
c. Commercial real estate, construction, and land development:
(1) Commitments to fund loans secured by real estate 3816 4,162,000 1.c.1
(2) Commitments to fund loans not secured by real estate 6550 4,984,000 1.c.2
d. Securities underwriting 3817 0 1.d
e. Other unused commitments 3818 26,849,000 1.e
2. Financial standby letters of credit and foreign office guarantees 3819 912,000 2
a. Amount of financial standby letters of credit conveyed to others 3820 115,000 2.a
3. Performance standby letters of credit and foreign office guarantees 3821 3,196,000 3.
a. Amount of performance standby letters of credit conveyed to others 3822 235,000 3.a
4. Commercial and similar letters of credit 3411 220,000 4
5. Participations in acceptances (as described in the instructions)
conveyed to others by the reporting bank 3428 4,000 5
6. Securities lent (including customers' securities lent
where the customer is indemnified against loss by the reporting bank) 3433 3,143,000 6
7. Credit derivatives:
a. Notional amount of credit derivatives on which the reporting bank
is the guarantor A534 1,054,000 7.a
(1) Gross positive fair value C219 3,000 7.a.1
(2) Gross negative fair value C220 12,000 7.a.2
b. Notional amount of credit derivatives on which the A535 1,077,000 7.b
reporting bank is the beneficiary
(1) Gross positive fair value C221 11,000 7.b.1
(2) Gross negative fair value C222 3,000 7.b.2
8. Spot foreign exchange contracts 8765 1,857,000 8
9. All other off-balance sheet liabilities (exclude derivatives)
(itemize and describe each component of this item over 25% of
Schedule RC, item 28, "Total equity capital") 3430 2,797,000 9
TEXT
a. Securities borrowed 3432 2,797,000 9.a
b. Commitments to purchase when-issued securities 3434 0 9.b
c. 3555 3555 N/A 9.c
d. 3556 3556 N/A 9.d
e. 3557 3557 N/A 9.e
10. All other off-balance sheet assets (exclude derivatives)(itemize
and describe each component of this item over 25% Schedule RC
item 28., "Total equity capital") 5591 0 10
TEXT
a. Commitments to sell when-issued securities 3435 0 10.a
b. 5592 5592 N/A 10.b
c. 5593 5593 N/A 10.c
d. 5594 5594 N/A 10.d
e. 5595 5595 N/A 10.e
11. Year-to-date merchant credit card sales volume: RCFD Tril Bil Mil Thou
a. Sales for which the reporting bank is the acquiring bank C223 10,204,000 11.a
b. Sales for which the reporting bank is the agent bank with risk C224 13,000 11.b
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-15
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 25
---------
Schedule RC-L--Continued
------------------------------------------------------------------
Dollar Amounts in Thousands (Column A) (Column B) (Column C) (Column D)
- ------------------------------------------ Interest Foreign Equity Commodity
Derivatives Position Indicators Rate Exchange Derivative and Other
Contracts Contracts Contracts Contracts
- ----------------------------------------------------------------------------------------------------------------
Bil Mil Thou Tril Bil Mil Thou Tril Bil Mil Thou Tril Bil Mil Thou
12. Gross amounts (e.g., notional amounts)
(for each column, sum of items 12.a
through 12.e must equal sum of items 13
and 14): RCFD 8693 RCFD 8694 RCFD 8695 RCFD 8696
a. Futures contracts 44,637,000 0 0 0 12.a
RCFD 8697 RCFD 8698 RCFD 8699 RCFD 8700
b. Forward contracts 139,189,000 11,420,000 0 0 12.b
c. Exchange-traded option contracts: RCFD 8701 RCFD 8702 RCFD 8703 RCFD 8704
(1) Written options 146,541,000 0 260,000 0 12.c.1
RCFD 8705 RCFD 8706 RCFD 8707 RCFD 8708
(2) Purchased options 193,259,000 1,000 0 0 12.c.2
d. Over-the-counter option contracts: RCFD 8709 RCFD 8710 RCFD 8711 RCFD 8712
(1) Written options 55,718,000 259,000 0 77,000 12.d.1
RCFD 8713 RCFD 8714 RCFD 8715 RCFD 8716
(2) Purchased options 51,279,000 280,000 260,000 76,000 12.d.2
RCFD 3450 RCFD 3826 RCFD 8719 RCFD 8720
e. Swaps 83,093,000 0 0 44,000 12.e
13. Total gross notional amount of derivative RCFD A126 RCFD A127 RCFD 8723 RCFD 8724
contracts held for trading 220,146,000 11,960,000 520,000 197,000 13
14. Total gross notional amount of derivative
contracts held for purposes other RCFD 8725 RCFD 8726 RCFD 8727 RCFD 8728
than trading 493,570,000 0 0 0 14
a. Interest rate swaps where the bank RCFD A589
has agreed to pay a fixed rate 32,583,000 14.a
15. Gross fair values of derivative contracts:
a. Contracts held for trading: RCFD 8733 RCFD 8734 RCFD 8735 RCFD 8736
(1) Gross positive fair value 1,983,000 231,000 26,000 9,000 15.a.1
RCFD 8737 RCFD 8738 RCFD 8739 RCFD 8740
(2) Gross negative fair value 1,895,000 177,000 25,000 9,000 15.a.2
b. Contracts held for purposes other
than trading: RCFD 8741 RCFD 8742 RCFD 8743 RCFD 8744
(1) Gross positive fair value 1,301,000 0 0 0 15.b.1
RCFD 8745 RCFD 8746 RCFD 8747 RCFD 8748
(2) Gross negative fair value 500,000 0 0 0 15.b.2
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-16
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 26
---------
Schedule RC-M--Memoranda
Dollar Amounts in Thousands RCFD Bil Mil Thou
- --------------------------------------------------------------------------------------------------------------------------
1. Extensions of credit by the reporting bank to its executive officers, directors, principal
shareholders, and their related interests as of the report date:
a. Aggregate amount of all extensions of credit to all executive officers, directors,
principal shareholders, and their related interests 6164 43,462 1.a
b. Number of executive officers, directors, and principal shareholders to whom the amount
of all extensions of credit by the reporting bank (including extensions of credit to
related interests) equals or exceeds the lesser of $500,000 or 5 percent Number
of total capital as defined for this purpose in agency regulations 6165 15 1.b
2. Intangible assets other than goodwill:
a. Mortgage servicing Assets 3164 7,184,000 2.a
(1) Estimated fair value of mortgage servicing assets A590 7,263,000 2.a.1
b. Purchased credit card relationships and nonmortgage servicing assets B026 1,000 2.b
c. All other identifiable intangible assets 5507 602,000 2.c
d. Total (sum of items 2.a, 2.b, and 2.c) (must equal Schedule RC, item 10.b) 0426 7,787,000 2.d
3. Other real estate owned:
a. Direct and indirect investments in real estate ventures 5372 23,000 3.a
b. All other real estate owned: RCON
(1) Construction, land development, and other land in domestic offices 5508 0 3.b.1
(2) Farmland in domestic offices 5509 0 3.b.2
(3) 1-4 family residential properties in domestic offices 5510 36,000 3.b.3
(4) Multifamily (5 or more) residential properties in domestic offices 5511 0 3.b.4
(5) Nonfarm nonresidential properties in domestic offices 5512 32,000 3.b.5
RCFN
(6) In foreign offices 5513 0 3.b.6
RCFD
c. Total (sum of items 3.a and 3.b) (must equal Schedule RC, item 7) 2150 91,000 3.c
4. Investments in unconsolidated subsidiaries and associated companies:
a. Direct and indirect investments in real estate ventures 5374 3,000 4.a
b. All other investments in unconsolidated subsidiaries and associated companies 5375 232,000 4.b
c. Total (sum of items 4.a and 4.b) (must equal Schedule RC, item 8) 2130 235,000 4.c
5. Other borrowed money:
a. Federal Home Loan Bank advances:
(1) With a remaining maturity of one year or less (1) 2651 0 5.a.1
(2) With a remaining maturity of more than one year through three years B565 0 5.a.2
(3) With a remaining maturity of more than three years B566 0 5.a.3
b. Other borrowings:
(1) With a remaining maturity of one year or less B571 5,259,000 5.b.1
(2) With a remaining maturity of more than one year through three years B567 2,000 5.b.2
(3) With a remaining maturity of more than three years B568 53,000 5.b.3
c. Total (sum of items 5.a.(1) through 5.b.(3)) (must equal Schedule RC, item 16) 3190 5,314,000 5.c
YES / NO
6. Does the reporting bank sell private label or third party mutual funds and annuities? B569 YES 6
RCFD Bil Mil Thou
7. Assets under the reporting bank's management in proprietary mutual funds and annuities B570 0 7
- ------------
(1) Includes overnight Federal Home Loan Bank advances.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------ RC-17
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 27
---------
Schedule RC-N--Past Due and Nonaccrual Loans, Leases, and Other Assets
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
------------------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate:
a. Construction, land development, and other
land loans in domestic offices 2759 58,000 2769 21,000 3492 19,000 1.a
b. Secured by farmland in domestic offices 3493 4,000 3494 1,000 3495 12,000 1.b
c. Secured by 1-4 family residential
properties in domestic offices:
(1) Revolving, open-end loans secured by
1-4 family residential properties and
extended under lines of credit 5398 28,000 5399 1,000 5400 14,000 1.c.1
(2) Closed-end loans secured by 1-4 family
residential properties:
(a) Secured by first liens C236 491,000 C237 80,000 C229 107,000 1.c.2.a
(b) Secured by junior liens C238 20,000 C239 3,000 C230 3,000 1.c.2.b
d. Secured by multifamily (5 or more) residential
properties in domestic offices 3499 21,000 3500 0 3501 12,000 1.d
e. Secured by nonfarm nonresidential
properties in domestic offices 3502 82,000 3503 14,000 3504 75,000 1.e
RCFN RCFN RCFN
f. In foreign offices B572 0 B573 0 B574 0 1.f
2. Loans to depository institutions and acceptances
of other banks:
a. To U.S. banks and other U.S. depository RCFD RCFD RCFD
institutions 5377 0 5378 0 5379 0 2.a
b. To foreign banks 5380 0 5381 0 5382 0 2.b
3. Loans to finance agricultural production and
other loans to farmers 1594 20,000 1597 9,000 1583 44,000 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 1251 148,000 1252 8,000 1253 313,000 4.a
b. To non-U.S. addressees (domicile) 1254 1,000 1255 0 1256 0 4.b
5. Loans to individuals for household, family, and
other personal expenditures:
a. Credit cards B575 0 B576 0 B577 0 5.a
b. Other (includes single payment, installment,
all student loans, and revolving
credit plans other than credit cards) B578 57,000 B579 8,000 B580 1,000 5.b
6. Loans to foreign governments and official
institutions 5389 0 5390 0 5391 0 6
7. All other loans 5459 3,000 5460 1,000 5461 3,000 7
8. Lease financing receivables:
a. Of U.S. addressees (domicile) 1257 34,000 1258 1,000 1259 1,000 8.a
b. Of non-U.S. addressees (domicile) 1271 0 1272 0 1791 0 8.b
9. Debt securities and other assets (exclude other
real estate owned and other repossessed assets) 3505 0 3506 0 3507 7,000 9
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------ RC-18
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 28
---------
Schedule RC-N--Continued
Amounts reported in Schedule RC-N, items 1 through 8, above include guaranteed
and unguaranteed portions of past due and nonaccrual loans and leases. Report in
item 10 below certain guaranteed loans and leases that have already been
included in the amounts reported in items 1 through 8.
----------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
----------------------------------------------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------
10. Loans and leases reported in items 1
through 8 above which are wholly or partially
guaranteed by the U.S. Government 5612 112,000 5613 36,000 5614 54,000 10
a. Guaranteed portion of loans and leases
included in item 10 above 5615 112,000 5616 36,000 5617 52,000 10.a
----------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
Memoranda accruing accruing
----------------------------------------------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------
1. Restructured loans and leases included in
Schedule RC-N, items 1 through 8, above
(and not reported in Schedule RC-C, Part I,
Memorandum item 1) 1658 0 1659 0 1661 57,000 M.1
2. Loans to finance commercial real estate,
construction, and land development activities
(not secured by real estate) included in
Schedule RC-N, items 4 and 7, above 6558 125,000 6559 1,000 6560 17,000 M.2
3. Loans secured by real estate to non-U.S.
addresses (domicile) (included in
Schedule RC-N, item 1, above) 1248 0 1249 0 1250 0 M.3
4. Not applicable
5. Loans and leases held for sale (included in
Schedule RC-N, items 1 through 8, above) C240 239,000 C241 38,000 C226 47,000 M.5
-------------------------------------------
(Column A) (Column B)
Past due Past due 90
30 through days or more
89 days
-------------------------------------------
RCFD Bil Mil Thou RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------
6. Interest rate, foreign exchange rate, and other
commodity and equity contracts:
Fair value of amounts carried as assets 3529 0 3530 0 M.6
- --------------------------------------------------------------------------------
Person to whom questions about the Reports of Condition and Income should be
directed:
Karen B. Martin, Regulatory Reporting
-----------------------------------------------------------------------------
Name and Title (TEXT 8901)
Karen.B.Martin@wellsfargo.com
-----------------------------------------------------------------------------
E-mail Address (TEXT 4086)
(612) 667-3975 (612) 667-3659
--------------------------------------------------- -----------------------
Telephone: Area code/phone number/extension (TEXT 890 FAX: Area code/phone
number (TEXT 9116)
- --------------------------------------------------------------------------------
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-19
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 29
---------
Schedule RC-O--Other Data for Deposit Insurance and FICO Assessments
------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- -----------------------------------------------------------------
1. Unposted debits (see instructions):
a. Actual amount of all unposted debits 0030 0 1.a
OR
b. Separate amount of unposted debits:
(1) Actual amount of unposted debits to
demand deposits 0031 N/A 1.b.1
(2) Actual amount of unposted debits to
time and savings deposits (1) 0032 N/A 1.b.2
2. Unposted credits (see instructions):
a. Actual amount of all unposted credits 3510 0 2.a
OR
b. Separate amount of unposted credits:
(1) Actual amount of unposted credits
to demand deposits 3512 N/A 2.b.1
(2) Actual amount of unposted credits
to time and savings deposits (1) 3514 N/A 2.b.2
3. Uninvested trust funds (cash) held in
bank's own trust department (not included
in total deposits in domestic offices) 3520 0 3
4. Deposits of consolidated subsidiaries in
domestic offices and in insured branches
in Puerto Rico and U.S. territories and
possessions (not included in total
deposits):
a. Demand deposits of consolidated
subsidiaries 2211 0 4.a
b. Time and savings deposits (1) of
consolidated subsidiaries 2351 0 4.b
c. Interest accrued and unpaid on
deposits of consolidated subsidiaries 5514 0 4.c
5. Deposits in insured branches in
Puerto Rico and U.S. territories and
possessions:
a. Demand deposits in insured branches
(included in Schedule RC-E, Part II) 2229 0 5.a
b. Time and saving deposits (1) in
insured branches (included in Schedule
RC-E, Part II) 2383 0 5.b
c. Interest accrued and unpaid on
deposits in insured branches
(included in Schedule RC-G, item 1.b) 5515 0 5.c
6. Reserve balances actually passed
through to the Federal Reserve by the
reporting bank on behalf of its
respondent depository institutions that
are also reflected as deposit liabilities
of the reporting bank:
a. Amount reflected in demand deposits
(included in Schedule RC-E, Part I,
Item 7 column B) 2314 0 6.a
b. Amount reflected in time and savings
deposits (1) (included in Schedule
RC-E, Part I, Item 7, column A or C,
but not column B) 2315 0 6.b
7. Unamortized premiums and discounts
on time and savings deposits: (1,2)
a. Unamortized premiums 5516 0 7.a
b. Unamortized discounts 5517 0 7.b
8. To be completed by banks with
"Oakar deposits".
a. Deposits purchased or acquired from
other FDIC-insured institutions during
the quarter (exclude deposits purchased
or acquired from foreign offices other
than insured branches in Puerto Rico
and U.S. territories and possessions):
(1) Total deposits purchased or acquired
from other FDIC-insured institutions
during the quarter A531 0 8.a.1
(2) Amount of purchased or acquired
deposits reported in item 8.a.(1)
above attributable to a secondary
fund (i.e., BIF members report
deposits attributable to SAIF; SAIF
members report deposits attributable
to BIF) A532 0 8.a.2
b. Total deposits sold or transferred to
other FDIC-insured institutions during
the quarter (exclude sales or transfers
by the reporting bank of deposits in
foreign offices other than insured
branches in Puerto Rico and U.S.
territories and possessions) A533 0 8.b
- -------------------
(1) For FDIC and FICO insurance assessment purposes, "time and savings
deposits" consists of nontransaction accounts and all transaction accounts
other than demand deposits.
(2) Exclude core deposit intangibles.
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-20
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 30
---------
Schedule RC-O--Continued
Dollar Amounts in Thousands RCON | Bil | Mil | Thou
- ---------------------------------------------------------------------------------------------------------------------
9. Deposits in lifeline accounts 5596 9
10. Benefit-responsive "Depository Institution Investment Contracts" (included in total
deposits in domestic offices) 8432 0 10
11. Adjustments to demand deposits in domestic offices and in insured branches
in Puerto Rico and U.S. territories and possessions reported in Schedule RC-E
for certain reciprocal demand balances:
a. Amount by which demand deposits would be reduced if the reporting bank's
reciprocal demand balances with the domestic offices of U.S. banks and
savings associations and insured branches in Puerto Rico and U.S.
territories and possessions that were reported on a gross basis in
Schedule RC-E had been reported on a net basis 8785 0 11.a
b. Amount by which demand deposits would be increased if the reporting bank's
reciprocal demand balances with foreign banks and foreign offices of other
U.S. banks (other than insured branches in Puerto Rico and U.S.
territories and possessions) that were reported on a net basis in
Schedule RC-E had been reported on a gross basis A181 0 11.b
c. Amount by which demand deposits would be reduced if cash items in process
of collection were included in the calculation of the reporting bank's net
reciprocal demand balances with the domestic offices of U.S. banks and
savings associations and insured branches in Puerto Rico and U.S.
territories and possessions in Schedule RC-E A182 0 11.c
12. Amount of assets netted against deposit liabilities in domestic offices and
in insured branches in Puerto Rico and U.S. territories and possessions on the
balance sheet (Schedule RC) in accordance with generally accepted accounting
principles (exclude amounts related to reciprocal demand balances):
a. Amount of assets netted against demand deposits A527 0 12.a
b. Amount of assets netted against time and savings deposits A528 0 12.b
Memoranda (to be completed each quarter except as noted)
Dollar Amounts in Thousands RCON | Bil | Mil | Thou
- ---------------------------------------------------------------------------------------------------------------------
1. Total deposits in domestic offices of the bank and in insured branches in Puerto Rico
and U.S. territories and possessions (sum of Memorandum items 1.a.(1) and 1.b.(1)
must equal the sum of Schedule RC, item 13.a, and Schedule RC-O, items 5.a and 5.b):
a. Deposit accounts of $100,000 or less:
(1) Amount of deposit accounts of $100,000 or less 2702 41,967,000 M.1.a 1
(2) Number of deposit accounts of $100,000 or less Number
(to be completed for the June report only) 3779 N/A M.1.a 2
b. Deposit accounts of more than $100,000:
(1) Amount of deposit accounts of more than $100,000 2710 35,661,000 M.1.b 1
Number
(2) Number of deposit accounts of more than $100,000 2722 92,101 M.1.b 2
2. Memorandum item 2 is to be completed by all banks.
Estimated amount of uninsured deposits in domestic offices of the bank and in insured
branches in Puerto Rico and U.S. territories and possessions (see instructions) 5597 26,451,000 M.2
3. Has the reporting institution been consolidated with a parent bank
or savings association in that parent bank's or parent savings association's
Call Report or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the
parent bank or parent savings association:
Text RCON | FDIC Cert No.
A545 A545 N/A M.3
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-21
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 31
---------
Schedule RC-R--Regulatory Capital
Dollar Amounts in Thousands RCFD Bil | Mil | Thou
- ----------------------------------------------------------------------------------------------------------------------------
Tier 1 capital
1. Total equity capital (from Schedule RC, item 28) 3210 16,795,000 1
2. LESS: Net unrealized gains (losses) on available-for-sale securities (1)
(if a gain, report as a positive value; if a loss, report as a negative value) 8434 33,000 2
3. LESS: Net unrealized loss on available-for-sale EQUITY securities (1)
(report loss as a positive value) A221 0 3
4. LESS: Accumulated net gains (losses) on cash flow hedges (1)
(if a gain, report as a positive value; if a loss, report as a negative value) 4336 327,000 4
5. LESS: Nonqualifying perpetual preferred stock B588 0 5
6. Qualifying minority interests in consolidated subsidiaries B589 32,000 6
7. LESS: Disallowed goodwill and other disallowed intangible assets B590 5,742,000 7
8. Subtotal (sum of items 1 and 6, less items 2, 3, 4, 5, and 7) C227 10,725,000 8
9.a. LESS: Disallowed servicing assets and purchased credit card relationships B591 647,000 9.a
b. LESS: Disallowed deferred tax assets 5610 0 9.b
10. Other additions to (deductions from) Tier 1 capital B592 0 10
11. Tier 1 capital (sum of items 8 and 10, less items 9.a and 9.b) 8274 10,078,000 11
Tier 2 Capital
12. Qualifying subordinated debt and redeemable preferred stock 5306 4,875,000 12
13. Cumulative perpetual preferred stock includible in Tier 2 capital B593 0 13
14. Allowance for loan and lease losses includible in Tier 2 capital 5310 1,435,000 14
15. Unrealized gains on available-for-sale equity securities includible in Tier 2 capital 2221 1,000 15
16. Other Tier 2 capital components B594 0 16
17. Tier 2 capital (sum of items 12 through 16) 5311 6,311,000 17
18. Allowable Tier 2 capital (lesser of item 11 or 17) 8275 6,311,000 18
19. Tier 3 capital allocated for market risk 1395 0 19
20. LESS: Deductions for total risk-based capital B595 0 20
21. Total risk-based capital (sum of items 11, 18, and 19, less item 20) 3792 16,389,000 21
Total assets for leverage ratio
22. Average total assets (from Schedule RC-K, item 9) 3368 143,007,000 22
23. LESS: Disallowed goodwill and other disallowed intangible assets (from
item 7 above) B590 5,742,000 23
24. LESS: Disallowed servicing assets and purchased credit card
relationships (from item 9.a above) B591 647,000 24
25. LESS: Disallowed deferred tax assets (from item 9.b above) 5610 0 25
26. LESS: Other deductions from assets for leverage capital purposes B596 0 26
27. Average total assets for leverage capital purposes (item 22 less items 23 through 26) A224 136,618,000 27
Adjustments for financial subsidiaries
28.a Adjustment to Tier 1 capital reported in item 11 C228 35,000 28.a
b. Adjustment to total risk-based capital reported in item 21 B503 70,000 28.b
29. Adjustment to risk-weighted assets reported in item 62 B504 6,000 29
30. Adjustment to average total assets reported in item 27 B505 118,000 30
Capital Ratios
(Column B is to be completed by all banks. Column A is to be
completed by banks with financial subsidiaries) (Column A) (Column B)
RCFD Percentage RCFD Percentage
31. Tier 1 leverage ratio (2) 7273 7.36% 7204 7.38% 31
32. Tier 1 risk-based capital ratio (3) 7274 8.02% 7206 8.05% 32
33. Total risk-based capital ratio(4) 7275 13.04% 7205 13.09% 33
- -------------
(1) Report amount included in Schedule RC, item 26.b, "Accumulated other
comprehensive income."
(2) The ratio for column B is item 11 divided by item 27. The ratio for column A
is item 11 minus item 28.a divided by (item 27 minus item 30).
(3) The ratio for column B is item 11 divided by item 62. The ratio for column
A is item 11 minus item 28.a divided by (item 62 minus item 29).
(4) The ratio for column B is item 21 divided by item 62. The ratio for column
A is item 21 minus item 28.b divided by (item 62 minus item 29).
Wells Fargo Bank National Association FFIEC 031
- ----------------------------------------------------------- RC-22
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 32
---------
Schedule RC-R--Continued
Banks are not required to risk-weight each on-balance sheet asset and the credit
equivalent amount of each off-balance sheet item that qualifies for a risk
weight of less than 100 percent (50 percent for derivatives) at its lower risk
rate. When completing items 34 through 54 of Schedule RC-R, each bank should
decide for itself how detailed a risk-weight analysis it wishes to perform. In
other words, a bank can choose from among its assets and off-balance sheet items
that have a risk weight of less than 100 percent which ones to risk-weight at an
appropriate lower risk, or it can simply risk-weight some or all of these items
at a 100 percent risk weight (50 percent for derivatives).
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F)
Totals Items Not Allocation by Risk Weight Category
(from Subject to
Dollar Amounts in Thousands Schedule RC) Risk-Weighting 0% 20% 50% 100%
- ---------------------------------------------------------------------------------------------------------------------------------
Balance Sheet Asset Catagories Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
34. Cash and balances due from depository RCFD 0010 RCFD B600 RCFD B601 RCFD B602
institutions (Column A equals the sum 12,543,000 1,256,000 11,287,000 0 34
of Schedule RC, items 1.a and 1.b) ____ RCFD 1754 RCFD B603 RCFD B604 RCFD B605 RCFD B606 RCFD B607
35. Held-to-maturity securities ___________ 0 0 0 0 0 0 35
RCFD 1773 RCFD B608 RCFD B609 RCFD B610 RCFD B611 RCFD B612
36. Available-for-sale securities _________ 6,958,000 52,000 1,784,000 3,062,000 70,000 1,990,000 36
37. Federal funds sold and securities RCFD C225 RCFD C063 RCFD C064 RCFD B520
purchased under agreements to resell __ 370,000 0 370,000 0 37
RCFD 5369 RCFD B617 RCFD B618 RCFD B619 RCFD B620 RCFD B621
38. Loans and leases held for sale ________ 12,642,000 0 0 763,000 11,879,000 0 38
RCFD B528 RCFD B622 RCFD B623 RCFD B624 RCFD B625 RCFD B626
39. Loans and leases, net of unearned
income(1) _____________________________ 82,417,000 0 0 836,000 17,231,000 64,350,000 39
RCFD 3123 RCFD 3123
40. LESS: Allowance for loan and lease
losses ________________________________ 1,435,000 1,435,000 40
RCFD 3545 RCFD B627 RCFD B628 RCFD B629 RCFD B630 RCFD B631
41. Trading assets ________________________ 3,744,000 3,744,000 0 0 0 0 41
RCFD B639 RCFD B640 RCFD B641 RCFD B642 RCFD B643 RCFD 5339
42. All other assets(2) ___________________ 23,982,000 6,405,000 422,000 2,507,000 890,000 13,758,000 42
RCFD 2170 RCFD B644 RCFD 5320 RCFD 5327 RCFD 5334 RCFD 5340
43. Total assets (sum of items 34 through
42) ___________________________________ 141,221,000 8,766,000 3,462,000 18,825,000 30,070,000 80,098,000 43
- -----------
(1) Include any allocated transfer risk reserve in column B.
(2) Includes premises and fixed assets, other real estate owned, investments in
unconsolidated subsidiaries and associated companies, customers' liability
on acceptances outstanding, intangible assets, and other assets.
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------ RC-23
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 33
---------
Schedule RC-R--Continued
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F)
Face Value Credit Credit Allocation by Risk Weight Category
or Notional Conversion Equivalent
Amount Factor Amount(1) 0% 20% 50% 100%
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
Derivatives and Off-Balance
Sheet Items RCFD B546 See RCFD B547 RCFD B548 RCFD B581 RCFD B582 RCFD B583
footnote 2
44. Financial standby letters
of credit 912,000 1.000 912,000 0 115,000 0 797,000 44
45. Performance standby letters RCFD 3821 RCFD B650 RCFD B651 RCFD B652 RCFD B653 RCFD B654
of credit 3,196,000 .50 1,598,000 0 118,000 0 1,480,000 45
46. Commercial and similar RCFD 3411 RCFD B655 RCFD B656 RCFD B657 RCFD B658 RCFD B659
letters of credit 220,000 .20 44,000 0 0 0 44,000 46
47. Risk participations in
bankers acceptances
acquired by the reporting RCFD 3429 RCFD B660 RCFD B661 RCFD B662 RCFD B663
institution 0 1.00 0 0 0 0 47
RCFD 3433 RCFD B664 RCFD B665 RCFD B666 RCFD B667 RCFD B668
48. Securities lent 3,143,000 1.00 3,143,000 0 3,143,000 0 0 48
49. Retained recourse on
small business
obligations sold with RCFD A250 RCFD B669 RCFD B670 RCFD B671 RCFD B672 RCFD B673
recourse 0 1.00 0 0 0 0 0 49
50. Recourse and direct
credit substitutes
(other than financial
standby letters of
credit) subject to the
low-level exposure
rule and residual interests
subject to a dollar-for- RCFD B541 RCFD B542 RCFD B543
dollar capital requirement 16,000 M 122,000 122,000 50
51. All other financial
assets sold with RCFD B675 RCFD B676 RCFD B677 RCFD B678 RCFD B679 RCFD B680
recourse 23,000 1.00 23,000 0 0 0 23,000 51
52. All other off-balance RCFD B681 RCFD B682 RCFD B683 RCFD B684 RCFD B685 RCFD B686
sheet liabilities 0 1.00 0 0 0 0 0 52
53. Unused commitments with
an original maturity RCFD 3833 RCFD B687 RCFD B688 RCFD B689 RCFD B690 RCFD B691
exceeding one year 41,108,000 .50 20,554,000 0 0 0 20,554,000 53
RCFD A167 RCFD B693 RCFD B694 RCFD B695
54. Derivative contracts 4,605,000 731,000 2,638,000 1,236,000 54
- ------------
(1) Column A multiplied by credit conversion factor.
(2) For financial standby letters of credit to which the low-level exposure
rule applies, use a credit conversion factor of 12.5 or an
institution-specific factor. For other financial standby letters of credit,
use a credit conversion factor of 1.00. See instructions for further
information.
(3) Or institution-specific factor.
Wells Fargo Bank National Association FFIEC 031
- ----------------------------------------------------------- RC-24
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ----------
FDIC Certificate Number - 03511 34
----------
Schedule RC-R--Continued
(Column C) (Column D) (Column E) (Column F)
Allocation by Risk Weight Category
0% 20% 50% 100%
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------------
Totals
55. Total assets, derivatives, and off-balance sheet
items by risk weight category (for each column, RCFD B696 RCFD B697 RCFD B698 RCFD B699
sum of items 43 through 54) 4,193,000 24,839,000 31,306,000 103,118,000 55
56. Risk weight factor *0% *20%* *50% *100% 56*
57. Risk-weighted assets by risk weight category (for each column, RCFD B700 RCFD B701 RCFD B702 RCFD B703
item 55 multiplied by item 56) 0 4,967,800 15,653,000 103,118,000 57
RCFD 1651
58. Market risk equivalent assets 1,429,000 58
59. Risk-weighted assets before deductions for excess allowance for
loan and lease losses and allocated transfer risk reserve (sum of RCFD B704
item 57, columns C through F, and item 58) 125,167,800 59
RCFD A222
60. LESS: Excess allowance for loan and lease losses 0 60
RCFD 3128
61. LESS: Allocated transfer risk reserve 0 61
RCFD A223
62. Total risk-weighted assets (item 59 minus items 60 and 61) 125,167,800 62
Memoranda
Dollar Amounts in Thousands RCFD Bil Mil Thou
1. Current credit exposure across all derivative contracts covered
by the risk-based capital standards 8764 3,546,000 M.1
With a remaining maturity of
(Column A) (Column B) (Column C)
One year Over one year Over
or less through five years
2. Notional principal amounts of five years
derivative contracts:(1) RCFD Tril Bil Mil Thou RCFD Tril Bil Mil Thou RCFD Tril Bil Mil Thou
a. Interest rate contracts 3809 380,597,000 8766 51,744,000 8767 34,479,000 M.2.a
b. Foreign exchange contracts 3812 8,258,000 8769 3,443,000 8770 0 M.2.b
c. Gold contracts 8771 0 8772 0 8773 0 M.2.c
d. Other precious metals contracts 8774 0 8775 0 8776 0 M.2.d
e. Other commodity contracts 8777 120,000 8778 0 8779 0 M.2.e
f. Equity derivative contracts A000 183,000 A001 77,000 A002 0 M.2.f
- ----------
(1) Exclude foreign exchange contracts with an original maturity of 14 days or
less and all futures contracts.
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-25
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ----------
FDIC Certificate Number - 03511 35
----------
Schedule RC-S--Securitization and Asset Sale Activities
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Industrial Loans and
Loans Loans Receivables Loans Loans All Leases
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
Bank Securitization Activities
1. Outstanding principal
balance of assets sold and
securitized by the reporting
bank with servicing
retained or with recourse or
other seller-provided RCFD B705 RCFD B706 RCFD B707 RCFD B708 RCFD B709 RCFD B710 RCFD B711
credit enhancements 365,096,000 4,141,000 0 421,000 0 5,881,000 0 1
2. Maximum amount of credit
exposure arising from recourse
or other seller-provided credit
enhancements provided to structurs
reported in item 1 in the form of:
a. Retained interest-only strips
(included in Schedules RC-B or RCFD B712 RCFD B713 RCFD B714 RCFD B715 RCFD B716 RCFD B717 RCFD B718
RC-F or in Schedule RC, item 5) 0 0 0 14,000 0 0 0 2.a
b. Standby letters of credit,
subordinated securities, and RCFD B719 RCFD B720 RCFD B721 RCFD B722 RCFD B723 RCFD B724 RCFD B725
other enhancements 0 0 0 7,000 0 0 0 2.b
3. Reporting bank's unused
commitments to provide liquidity
to structures reported RCFD B726 RCFD B727 RCFD B728 RCFD B729 RCFD B730 RCFD B731 RCFD B732
in item 1 0 0 0 0 0 0 0 3
4. Past due loan amounts RCFD B733 RCFD B734 RCFD B735 RCFD B736 RCFD B737 RCFD B738 RCFD B739
included in item 1:
a. 30-89 days past due 10,953,000 25,000 0 5,000 0 0 0 4.a
RCFD B740 RCFD B741 RCFD B742 RCFD B743 RCFD B744 RCFD B745 RCFD B746
b. 90 days or more past due 5,476,000 11,000 0 1,000 0 0 0 4.b
5. Charge-offs and recoveries on
assets sold and securitized with
servicing retained or with recourse
or other seller-provided credit
enhancements (calendar
year-to-date): RIAD B747 RIAD B748 RIAD B749 RIAD B750 RIAD B751 RIAD B752 RIAD B753
a. Charge-offs 0 0 0 1,000 0 0 0 5.a
RIAD B754 RIAD B755 RIAD B756 RIAD B757 RIAD B758 RIAD B759 RIAD B760
b. Recoveries 0 0 0 0 0 0 0 5.b
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------- RC-26
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 36
---------
Schedule RC-S--Continued
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Loans and
Loans Loans Receivables Loans Industrial All Leases
Loans
------------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------------
6. Amount of ownership (or
seller's) interest carried
as: RCFD B761 RCFD B762 RCFD B763
a. Securities (included in
RC-B or RC, item 5) 0 0 0 6.a
RCFD B500 RCFD B501 RCFD B502
b. Loans (included in
Schedule RC-C) 0 0 0 6.b
7. Past due loan amounts
included in interests
reported in item 6.a: RCFD B764 RCFD B765 RCFD B766
a. 30-89 days past due 0 0 0 7.a
RCFD B767 RCFD B768 RCFD B769
b. 90 days or more past due 0 0 0 7.b
8. Charge-offs and recoveries
on loan amounts included in
interests reported in item 6.a
(calendar year-to-date): RIAD B770 RIAD B771 RIAD B772
a. Charge-offs 0 0 0 8.a
RIAD B773 RIAD B774 RIAD B775
b. Recoveries 0 0 0 8.b
For Securitization Facilities
Sponsored By or Otherwise
Established By Other Institutions
9. Maximum amount of credit
exposure arising from credit
enhancements provided by the
reporting bank to other
institutions' securitization
structures in the form of
standby letters of credit,
purchased subordinated
securities, and other RCFD B776 RCFD B777 RCFD B778 RCFD B779 RCFD B780 RCFD B781 RCFD B782
enhancements 0 0 0 0 0 0 0 9
10. Reporting bank's unused
commitments to provide
liquidity to other
institutions' securitization RCFD B783 RCFD B784 RCFD B785 RCFD B786 RCFD B787 RCFD B788 RCFD B789
structures 0 0 0 0 0 0 0 10
Wells Fargo Bank National Association FFIEC 031
- ----------------------------------------------------------- RC-27
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 37
---------
Schedule RC-S--Continued
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Loans and
Loans Loans Receivables Loans Industrial All Leases
Loans
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------
Bank Asset Sales
11. Assets sold with recourse or
other seller-provided credit
enhancements and not
securitized by the reporting
bank RCFD B790 RCFD B791 RCFD B792 RCFD B793 RCFD B794 RCFD B795 RCFD B796
0 0 0 0 0 69,000 0 11
12. Maximum amount of credit
exposure arising from recourse
or otherseller-provided credit
enhancements provided to assets
reported in item 11 RCFD B797 RCFD B798 RCFD B799 RCFD B800 RCFD B801 RCFD B802 RCFD B803
0 0 0 0 0 16,000 0 12
Memoranda
Dollar Amounts in Thousands RCFD Bil | Mil | Thou
- ---------------------------------------------------------------------------------------
1. Small Business obligations transferred with
recourse under Section 208 of the Riegle Community
Development and Regulatory Improvement Act of 1994:
a. Outstanding principal balance A249 0 M.1.a
b. Amount of retained recourse on these obligations
as of the report date A250 0 M.1.b
2. Outstanding principal balance of
assets serviced for others:
a. 1-4 family residential mortgages serviced with
recourse or other servicer-provided credit
enhancements B804 574,000 M.2.a
b. 1-4 family residential mortgages serviced with no
recourse or other servicer-provided credit
enhancements B805 511,974,000 M.2.b
c. Other financial assets (1) A591 32,027,000 M.2.c
3. Asset-backed commercial paper conduits:
a. Maximum amount of credit exposure arising from
credit enhancements provided to conduit structures
in the form of standby letters of credit,
subordinated securities, and other enhancements:
(1) Conduits sponsored by the bank, a bank affiliate,
or the bank's holding company B806 0 M.3.a.1
(2) Conduits sponsored by other unrelated institutions B807 0 M.3.a.2
b. Unused commitments to provide liquidity to conduit
structures:
(1) Conduits sponsored by the bank, a bank affiliate,
or the bank's holding company B808 0 M.3.b.1
(2) Conduits sponsored by other unrelated institutions B809 0 M.3.b.2
(1) Memorandum item 2.c is to be completed if the principal balance of other
financial assets serviced for others is more than $10 million.
Wells Fargo Bank National Association FFIEC 031
- --------------------------------------------------------- RC-28
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 38
---------
Schedule RC-T--Fiduciary and Related Services
Items 12 through 23 and Memorandum item 4 will not be made available to the
public on an individual institution basis.
1. Does the bank have fiduciary powers? RCFD YES / NO
(If "NO", do not complete Schedule RC-T.) A345 YES 1
2. Does the bank exercise the fiduciary RCFD YES / NO
powers it has been granted? A346 YES 2
3. Does the bank have any fiduciary or RCFD YES / NO
related activity (in the form of assets B867 YES 3
or accounts) to report in this schedule?
(If "NO", do not complete the rest of
Schedule RC-T.)
If the answer to item 3 is "YES", complete the applicable items of Schedule
RC-T, as follows:
Institutions with total fiduciary assets (item 9, sum of columns A and B)
greater than $250 million (as of the preceding December 31) or with gross
fiduciary and related services income greater than 10% of revenue (net
interest income plus noninterest income) for the preceeding calendar year
must complete:
. Items 4 through 19.a quarterly,
. Items 20 through 23 annually with the December report, and
. Memorandum items 1 through 4 annually with the December report.
Institutions with total fiduciary assets (item 9, sum of columns A and B)
greater than $100 million but less than or equal to $250 million (as of the
preceding December 31) that do not meet the fiduciary income test for
quarterly reporting must complete:
. Items 4 through 23 annually with the December report, and
. Memorandum items 1 through 4 annually with the December report.
Institutions with total fiduciary assets (item 9, sum of columns A and B)
of $100 million or less (as of the preceding December 31) that do not meet
the fiduciary income test for quarterly reporting must complete:
. Items 4 through 11 annually with the December report, and
. Memorandum items 1 through 3 annually with the December report.
------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Managed Non-Managed Number of Number of
Assets Assets Managed Non-Managed
Accounts Accounts
------------------------------------------------------------------------
Dollar Amounts in Thousands Tril Bil Mil Thou Tril Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------
FIDUCIARY AND RELATED ASSETS RCFD B868 RCFD B869 RCFD B870 RCFD B871
4. Personal trust and agency accounts 19,231,000 1,714,000 19,695 974 4
5. Retirement related trust and agency
accounts: RCFD B872 RCFD B873 RCFD B874 RCFD B875
a. Employee benefit-defined contribution 305,000 15,285,000 211 2,090 5.a
RCFD B876 RCFD B877 RCFD B878 RCFD B879
b. Employee benefit-defined benefit 870,000 6,124,000 67 427 5.b
RCFD B880 RCFD B881 RCFD B882 RCFD B883
c. Other retirement accounts 1,674,000 4,351,000 1,712 2,943 5.c
RCFD B884 RCFD B885 RCFD C001 RCFD C002
6. Corporate trust and agency accounts 0 3,954,000 0 3,099 6
RCFD B886 RCFD B888
7. Investment management agency accounts 23,515,000 6,047 7
RCFD B890 RCFD B891 RCFD B892 RCFD B893
8. Other fiduciary accounts 1,438,000 148,000 375 30 8
Wells Fargo Bank National Association FFIEC 031
- ------------------------------------------------------------ RC-29
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ---------
FDIC Certificate Number - 03511 39
---------
Schedule RC-T--Continued
(Column A) (Column B) (Column C) (Column D)
Managed Non-Managed Number of Number of
Assets Assets Managed Non-Managed
Accounts Accounts
- ---------------------------------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Tril | Bil | Mil | Thou Tril | Bil | Mil | Thou
FIDUCIARY AND RELATED
ASSETS--Continued
9. Total fiduciary accounts RCFD B894 RCFD B895 RCFD B896 RCFD B897
(sum of items 4 through 8) 47,033,000 31,576,000 28,107 9,563 9
10. Custody and safekeeping RCFD B898 RCFD B899
accounts 100,481,000 2,900 10
11. Fiduciary accounts held in
foreign ofices (included in RCFN B900 RCFN B901 RCFN B902 RCFN B903
items 9 and 10) 0 0 0 0 11
Dollar Amounts in Thousands RIAD Bil | Mil |Thou
- -----------------------------------------------------------------------------------------------------------------------
FIDUCIARY AND RELATED SERVICES INCOME
12. Personal trust and agency accounts B904 51,000 12
13. Retirement related trust and agency accounts:
a. Employee benefit--defined contribution B905 1,000 13.a
b. Employee benefit--defined benefit B906 1,000 13.b
c. Other retirement accounts B907 1,000 13.c
14. Corporate trust and agency accounts A479 1,000 14
15. Investment management agency accounts B908 4,000 15
16. Other fiduciary accounts A480 0 16
17. Custody and safekeeping accounts B909 3,000 17
18. Other fiduciary and related services income B910 0 18
19. Total gross fiduciary and related services income (sum of items 12 through 18)
(must equal Schedule RI, item 5.a) 4070 62,000 19
a. Fiduciary and related services income-foreign offices
(included in item 19) B912 0 19.a
20. Less: Expenses C058 0 20
21. Less: Net losses from fiduciary and related services A488 0 21
22. Plus: Intracompany income credits for fiduciary and related services B911 0 22
23. Net fiduciary and related services income A491 62,000 23
Managed
Memoranda Assets
Dollar Amounts in Thousands RCFD Bil | Mil | Thou
- -----------------------------------------------------------------------------------------------------------------------
1. Managed assets held in personal trust and agency accounts:
a. Non interest-bearing deposits B913 (12,000) M.1.a
b. Interest-bearing deposits B914 7,000 M.1.b
c. U.S. Treasury and U.S. Government agency obligations B915 791,000 M.1.c
d. State, county and municipal obligations B916 2,941,000 M.1.d
e. Money market mutual funds B917 0 M.1.e
f. Other short-term obligations B918 46,000 M.1.f
g. Other notes and bonds B919 710,000 M.1.g
h. Common and preferred stocks B920 13,452,000 M.1.h
i. Real estate mortgages B921 35,000 M.1.i
j. Real estate B922 1,155,000 M.1.j
k. Miscellaneous assets B923 106,000 M.1.k
l. Total assets of managed personal trust and agency accounts (sum of Memorandum
items 1.a through 1.k) (must equal Schedule RC-T, item 4, column A) B868 19,231,00 M.1.
Wells Fargo Bank National Association FFIEC 031
- ---------------------------------------------------------- RC-30
Legal Title of Bank
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST ----------
FDIC Certificate Number - 03511 40
----------
Schedule RC-T--Continued
Memoranda--Continued (Column A) (Column B)
Number of Principal Amount
Issues Outstanding
Dollar Amounts in Thousands RCFD RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
2. Corporate trust and agency accounts:
a. Corporate and municipal trusteeships B927 0 B928 0 M.2.a
b. Transfer agent, registrar, paying agent, and other corporate B929 0 M.2.b
agency
(Column A) (Column B)
Number of Market Value of
Funds Fund Assets
Dollar Amounts in Thousands RCFD RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
3. Collective investment funds and
common trust funds:
a. Domestic equity B931 0 B932 0 M.3.a
b. International/Global equity B933 0 B934 0 M.3.b
c. Stock/Bond blend B935 0 B936 0 M.3.c
d. Taxable bond B937 0 B938 0 M.3.d
e. Municipal bond B939 0 B940 0 M.3.e
f. Short term investments/Money market B941 0 B942 0 M.3.f
g. Specialty/Other B943 0 B944 0 M.3.g
h. Total collective investment funds (sum of Memorandum
items 3.a through 3.g) B945 0 B946 0 M.3.h
(Column A) (Column B) (Column C)
Gross Gross Recoveries
Losses Losses
Managed Non-Managed
Accounts Accounts
Dollar Amounts in Thousands RIAD Mil Thou RIAD Mil Thou RIAD Mil Thou
- -------------------------------------------------------------------------------------------------------------------
4. Fiduciary settlements,
surcharges and other losses:
a. Personal trust and agency accounts B947 0 B948 0 B949 0 M.4.a
b. Retirement related trust and agency
accounts B950 0 B951 0 B952 0 M.4.b
c. Investment management agency accounts B953 0 B954 0 B955 0 M.4.c
d. Other fiduciary accounts and related
services B956 0 B957 0 B958 0 M.4.d
e. Total fiduciary settlements, surcharges,
and other losses (sum of Memorandum items
4.a through 4.d) (sum of columns A and B
minus column C must equal Schedule RC-T,
Item 21) B959 0 B960 0 B961 0 M.4.e
Person to whom questions about Schedule RC-T--Fiduciary and Related
Services should be directed:
Karen B. Martin, Vice President
-----------------------------------------------------------------------
Name and Title (TEXT B962)
karen.b.martin@wellsfargo.com
-----------------------------------------------------------------------
E-mail Address (TEXT B926)
612-667-3975 612-667-3659
------------------------------------------ ---------------------------
Telephone: Area code/phone FAX: Area code/phone number
number/extension (TEXT B96) (TEXT B964)
Optional Narrative Statement Concerning the Amounts FFIEC 031
Reported in the Reports of Condition and Income RC-31
at close of business on March 31, 2002 ---------
Transmitted to EDS as 0185540 on 04/30/02 at 16:26:04 CST 41
---------
Wells Fargo Bank National Association San Francisco CA
- --------------------------------------------------- --
Legal Title of Bank City State
The management of the reporting bank may, if it wishes, submit a brief narrative
statement on the amounts reported in the Reports of Condition and Income. This
optional statement will be made available to the public, along with the publicly
available data in the Reports of Condition and Income, in response to any
request for individual bank report data. However, the information reported in
Schedule RC-T, items 12 through 23 and Memorandum item 4, is regarded as
confidential and will not be released to the public. BANKS CHOOSING TO SUBMIT
THE NARRATIVE STATEMENT SHOULD ENSURE THAT THE STATEMENT DOES NOT CONTAIN THE
NAMES OR OTHER IDENTIFICATIONS OF INDIVIDUAL BANK CUSTOMERS, REFERENCES TO THE
AMOUNTS REPORTED IN THE CONFIDENTIAL ITEMS IN SCHEDULE RC-T, OR ANY OTHER
INFORMATION THAT THEY ARE NOT WILLING TO HAVE MADE PUBLIC OR THAT WOULD
COMPROMISE THE PRIVACY OF THEIR CUSTOMERS. Banks choosing not to make a
statement may check the "No comment" box below and should make no entries of any
kind in the space provided for the narrative statement; i.e., DO NOT enter in
this space such phrases as "No statement," "Not applicable," "N/A," "No
comment," and "None."
The optional statement must be entered on this sheet. The statement should not
exceed 100 words. Further, regardless of the number of words, the statement must
not exceed 750 characters, including punctuation, indentation, and standard
spacing between words and sentences. If any submission should exceed 750
characters, as defined, it will be truncated at 750 characters with no notice to
the submitting bank and the truncated statement will appear as the bank's
statement both on agency computerized records and in computer-file releases to
the public.
All information furnished by the bank in the narrative statement must be
accurate and not misleading. Appropriate efforts shall be taken by the
submitting bank to ensure the statement's accuracy. The statement must be
signed, in the space provided below, by the senior officer of the bank who
thereby attests to its acuracy.
If, subsequent to the original submission, material changes are submitted for
the data reported in the Reports of Condition and Income, the existing narrative
statement will be deleted from the files, and from disclosure; the bank, at its
option, may replace it a statement, under signature, appropriate to the amended
data.
The optional narrative statement will appear in agency records and in release to
the public exactly as submitted (or amended as described in the preceding
paragraph) by the management of the bank (except for the trucnation of the
statements exceeding 750-character limit described above.) THE STATEMENT WILL
NOT BE EDITED OR SCREENED IN ANY WAY BY THE SUPERVISORY AGENCIES FOR ACCURACY OR
RELEVANCE. DISCLOSURE OF THE STATEMENT SHALL NOT SIGNIFY THAT ANY FEDERAL
SUPERVISORY AGENCY HAS VERIFIED OR CONFIRMED THE ACCURACY OF THE INFORMATION
CONTAINED THEREIN. A STATEMENT TO THIS EFFECT WILL APPEAR ON ANY PUBLIC RELEASE
OF THE OPTIONAL STATEMENT SUBMITTED BY THE MANAGEMENT OF THE REPORTING BANK.
- --------------------------------------------------------------------------------
--------------
X = NO COMMENT Y = COMMENT 6979 X
--------------
BANK MANAGEMENT STATEMENT (please type or print clearly):
TEXT ( 70 characters per line )
- ----
6980
- --------------------------------------------------------------------------------
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Signature of Executive Officer of Bank Date of Signature
THIS PAGE TO BE COMPLETED BY ALL BANKS
Transmitted to EDS as 0185540 on 04-30-02 at 16:26:04 CST
- --------------------------------------------------------------------------------
-----------
42
-----------
NAME AND ADDRESS OF BANK OMB No. For OCC: 1557-0081
OMB No. For FDIC:3064-0052
OMB No. For Federal Reserve: 7100-0036
Wells Fargo Bank National Association Expiration Date: 3/31/2004
420 Montgomery Street
San Francisco, CA 94104 SPECIAL REPORT
(Dollar Amounts in Thousands)
------------------------------------------------
CLOSE OF BUSINESS DATE FDIC Certificate Number
------------------------------------------------
3/31/2002 3511
------------------------------------------------
- --------------------------------------------------------------------------------
LOANS TO EXECUTIVE OFFICERS (Complete as of each Call Report Date)
- --------------------------------------------------------------------------------
The following information is required by Public Laws 90-44 and 102-242, but does
not constitute a part of the Report of Condition. With each Report of Condition,
these Laws require all banks to furnish a report of all loans or other
extensions of credit to their executive officers made since the date of the
previous Report of Condition. Date regarding individual loans or other
extensions of credit are not required. If no such loans or other extensions of
credit were made during the period, insert "none" against subitem (a).
(Excluded the first $15,000 of Indebtedness of each executive officer under bank
credit card plan.)
See Sections 215.2 and 215.3 of Title 12 of the Code of Federal Regulations
(Federal Reserve Board Regulation O) for the definitions of "executive officer"
and "extension of credit," respectively. Exclude loans and other extensions of
credit to diretors and principal share holders who are not executive officers.
- --------------------------------------------------------------------------------
----
FCFD
----
a. Number of loans made to executive officers since the
previous Call Report date ____________________________________ 3561 1 a
b. Total dollar amount of above loans (in thousands of dollars)__ 3562 320 b
c. Range of interest charged on above loans From To
------------------------
example: 9-3/4% = 9.75_____________________________7701 6.25% 7702 6.25% c
- --------------------------------------------------------------------------------
/s/ Karen B. Martin, Vice President 4/30/02
- --------------------------------------------------------------------------------
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO SIGN REPORT DATE (Month, Day, Year)
- --------------------------------------------------------------------------------
FDIC 80430/53 (3/01)