EXHIBIT 23.2
 
                      CONSENT OF INDEPENDENT ACCOUNTANTS
 
  We hereby consent to the use in the Prospectus constituting part of this
Registration Statement on Form S-1 of our report dated January 31, 1995,
except the "Basis of Presentation and Description of Business" and "Earnings
per Share" paragraphs in Note 1, which are as of June 30, 1997, relating to
the financial statements of LIFE Financial Corporation for the year ended
December 31, 1994, which appears in such Prospectus. We also consent to the
references to us under the heading "Experts" in such Prospectus.
 
/s/ Price Waterhouse LLP
Price Waterhouse LLP
 
Los Angeles, California
December 1, 1997