EXHIBIT 4.1 INCORPORATED UNDER THE LAWS OF THE MARYLAND NUMBER -0- -0- SHARES WILSHIRE REAL ESTATE INVESTMENT TRUST INC. COMMON STOCK --SPECIMEN-- This Certifies that ___________________________________________ is the owner of --ZERO-- _____________________________________________________ Shares of Common Stock of WILSHIRE REAL ESTATE INVESTMENT TRUST INC. transferable only on the Books of the Corporation by the holder hereof in person or by duly authorized Attorney on surrender of this Certificate properly endorsed. IN WITNESS WHEREOF the duly authorized officers of this Corporation have hereunto subscribed their names and caused the corporate Seal to be hereto affixed at__________________________________________________________________ this _______________________ day of __________________________ A.D. 19______ __________________________________ ______________________________________ Chief Executive Officer Secretary Shares $0.0001 Each.