EXHIBIT 23.2









                         INDEPENDENT AUDITORS' CONSENT


We have issued our report dated February 8, 1996 (except for the "Earnings per 
share" paragraph of Note 1, as to which the date is June 30, 1997) accompanying 
the financial statements of LIFE Financial Corporation (formerly Life Savings 
Bank, Federal Savings Bank) appearing in Life Financial Corporation's Annual 
Report on Form 10-K for the year ended December 31, 1997.  We hereby consent to 
the incorporation by reference of said report in the Registration Statement on 
Form S-8 (File #333-44307) of the Life Financial Corporation 401(k) Savings 
Plan.


/s/ GRANT THORNTON LLP


Irvine, California
March 26, 1998