<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1997 <PERIOD-START> APR-01-1998 JAN-01-1998 <PERIOD-END> JUN-30-1998 JUN-30-1998 <CASH> 1,751 1,077 <SECURITIES> 0 0 <RECEIVABLES> 27,625 15,142 <ALLOWANCES> 398 610 <INVENTORY> 0 0 <CURRENT-ASSETS> 0 0 <PP&E> 5,116 4,505 <DEPRECIATION> 1,637 1,241 <TOTAL-ASSETS> 127,236 125,067 <CURRENT-LIABILITIES> 0 0 <BONDS> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 1,575 1,575 <COMMON> 14,057 14,045 <OTHER-SE> 7,168 6,271 <TOTAL-LIABILITY-AND-EQUITY> 127,236 125,067 <SALES> 5,154 9,857 <TOTAL-REVENUES> 5,154 9,857 <CGS> 0 0 <TOTAL-COSTS> 0 0 <OTHER-EXPENSES> 3,596 6,805 <LOSS-PROVISION> 174 481 <INTEREST-EXPENSE> 460 986 <INCOME-PRETAX> 924 1,585 <INCOME-TAX> 360 618 <INCOME-CONTINUING> 564 967 <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 564 967 <EPS-PRIMARY> 0.13 0.22 <EPS-DILUTED> 0.13 0.22