SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Act of 1934
Date of Report October 13, 1998
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PNB FINANCIAL GROUP
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(Exact name of registrant as specified in its charter)
California 2-78580 95-3847640
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(State of Incorporation) (Commission File No.) (I.R.S. Employer
Identification No.)
4665 MacArthur Court
Newport Beach, Ca. 92660
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(Address of principal executive offices)
Registrant's telephone number, including area code (949) 851-1033
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(Former name or former address, if changed since last report)
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Item 5. Other Events
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On October 12, the Registrant issued a press release announcing third quarter
earnings. A copy of the press release is incorporated herein by reference.
Item 7. Financial Statements and Exhibits
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Exhibit No. Description
99.1 Press Release issued October 12, 1998
SIGNATURES
Pursuant to the requirement of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereon as duly authorized.
DATED: October 13, 1998 PNB FINANCIAL GROUP,
a California corporation
By: /s/ Doug L. Heller
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Doug L. Heller
Chief Financial Officer