Consent of Independent Public Accountants



We consent to the inclusion in this  registration  statement of Rampart  Capital
Corporation on Form SB2 of our report dated January 29, 1999, except for Note 14
as to which the date is February 12, 1999, on our  examinations of the financial
statements of Rampart Capital  Corporation.  We also consent to the reference to
our firm under the caption "Experts".






PANNELL KERR FORSTER OF TEXAS, P.C.



Houston, Texas
August 2, 1999