<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-1997 <PERIOD-END> SEP-30-1997 <CASH> 107 <INT-BEARING-DEPOSITS> 1,429 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 9,210 <INVESTMENTS-MARKET> 9,242 <LOANS> 32,420 <ALLOWANCE> 254 <TOTAL-ASSETS> 43,991 <DEPOSITS> 34,600 <SHORT-TERM> 0 <LIABILITIES-OTHER> 154 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 45 <OTHER-SE> 9,193 <TOTAL-LIABILITIES-AND-EQUITY> 9,238 <INTEREST-LOAN> 665 <INTEREST-INVEST> 154 <INTEREST-OTHER> 36 <INTEREST-TOTAL> 855 <INTEREST-DEPOSIT> 420 <INTEREST-EXPENSE> 7 <INTEREST-INCOME-NET> 427 <LOAN-LOSSES> 9 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 258 <INCOME-PRETAX> 173 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 115 <EPS-PRIMARY> .26 <EPS-DILUTED> .26 <YIELD-ACTUAL> 3.85 <LOANS-NON> 691 <LOANS-PAST> 7 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 251 <CHARGE-OFFS> 6 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 254 <ALLOWANCE-DOMESTIC> 254 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0