<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> JUN-30-1998 <PERIOD-END> MAR-31-1998 <CASH> 890 <INT-BEARING-DEPOSITS> 7709 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 187 <INVESTMENTS-CARRYING> 2,598 <INVESTMENTS-MARKET> 2,634 <LOANS> 95,245 <ALLOWANCE> 338 <TOTAL-ASSETS> 110,668 <DEPOSITS> 82,611 <SHORT-TERM> 0 <LIABILITIES-OTHER> 742 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 108 <OTHER-SE> 15,486 <TOTAL-LIABILITIES-AND-EQUITY> 110,668 <INTEREST-LOAN> 5,752 <INTEREST-INVEST> 325 <INTEREST-OTHER> 196 <INTEREST-TOTAL> 6,272 <INTEREST-DEPOSIT> 2,809 <INTEREST-EXPENSE> 376 <INTEREST-INCOME-NET> 3,088 <LOAN-LOSSES> 60 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,258 <INCOME-PRETAX> 1,119 <INCOME-PRE-EXTRAORDINARY> 1,119 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 693 <EPS-PRIMARY> .69 <EPS-DILUTED> 0 <YIELD-ACTUAL> 5.99 <LOANS-NON> 221 <LOANS-PAST> 438 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 368 <CHARGE-OFFS> 104 <RECOVERIES> 14 <ALLOWANCE-CLOSE> 338 <ALLOWANCE-DOMESTIC> 338 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0