Exhibit 99.1(c)
                                                                 
                       Long Beach Mortgage
                                       Company


                      OFFICERS CERTIFICATE
                 ANNUAL STATEMENT OF COMPLIANCE
                                
               MORTGAGE PASS-THROUGH CERTIFICATES
                RESIDENTIAL MORTGAGE LOANS SERIES
               1996-1, 1996-2, 1996-3, AND 1996-4
                                
IN ACCORDANCE WITH THE APPROPRIATE SECTION OF THE ABOVE CAPTIONED
POOLING AND SERVICING AGREEMENTS, I, PATRICIA L. WAYMAN, AND
SHAWNA R. OGILVIE OF LONG BEACH MORTGAGE COMPANY, (THE
"SERVICER") HEREBY CERTIFIY:

(i)  A REVIEW OF THE ACTIVITIES OF THE SERVICER DURING THE
     PRECEDING CALENDAR YEAR, AND OF PERFORMANCE UNDER THESE
     AGREEMENTS HAVE BEEN MADE UNDER OUR SUPERVISION.

(ii) TO THE BEST OF OUR KNOWLEDGE, BASED ON SUCH REVIEW, THE
     SERVICER HAS FULFILLED ALL ITS OBLIGATIONS UNDER THESE AGREEMENTS
     THROUGHOUT SUCH YEAR.

CERTIFIED THIS 18TH DAY OF MARCH, 1997.



BY: \s\ PATRICIA L. WAYMAN    
       PATRICIA L. WAYMAN     
       PRESIDENT              
                              
BY: \s\ SHAWNA R. OGILVIE     
       SHAWNA R. OGILVIE      
       VICE PRESIDENT