<ARTICLE> 9 <CIK> 0001019650 <NAME> UNIONBANCORP, INC. <MULTIPLIER> 1,000 <CURRENCY> USD <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <EXCHANGE-RATE> 1 <CASH> 18,416 <INT-BEARING-DEPOSITS> 2,190 <FED-FUNDS-SOLD> 2,600 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 171,296 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 477,524 <ALLOWANCE> 4,103 <TOTAL-ASSETS> 703,348 <DEPOSITS> 596,140 <SHORT-TERM> 20,505 <LIABILITIES-OTHER> 6,844 <LONG-TERM> 24,208 <PREFERRED-MANDATORY> 857 <PREFERRED> 500 <COMMON> 4,541 <OTHER-SE> 49,753 <TOTAL-LIABILITIES-AND-EQUITY> 703,348 <INTEREST-LOAN> 10,277 <INTEREST-INVEST> 2,635 <INTEREST-OTHER> 21 <INTEREST-TOTAL> 12,933 <INTEREST-DEPOSIT> 6,134 <INTEREST-EXPENSE> 6,868 <INTEREST-INCOME-NET> 6,065 <LOAN-LOSSES> 593 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 6,852 <INCOME-PRETAX> 1,398 <INCOME-PRE-EXTRAORDINARY> 1,398 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 998 <EPS-BASIC> 0.23 <EPS-DILUTED> 0.23 <YIELD-ACTUAL> 8.12 <LOANS-NON> 4,026 <LOANS-PAST> 573 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3,691 <CHARGE-OFFS> 229 <RECOVERIES> 48 <ALLOWANCE-CLOSE> 4,103 <ALLOWANCE-DOMESTIC> 4,103 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 963