UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest reported) December 12, 2000
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American River Holdings
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(Exact name of registrant as specified in its chapter)
California 0-31525 68-0352144
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(State or other jurisdiction (Commission (IRS Employer
Of incorporation) File Number) Identification No.)
1545 River Park Drive, Suite 107, Sacramento, California 95815
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (916) 231-6100
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Page 1 of 7 Pages
The Index to Exhibits is on Page 5
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS
As previously reported, on October 25, 2000, American River Holdings
(the "Registrant") consummated a certain Agreement and Plan of Reorganization
and Merger dated March 1, 2000 (the "Plan of Reorganization") with North Coast
Bank, National Association, a national banking association with its headquarters
in Santa Rosa, California ("North Coast"), and ARH Interim National Bank, an
interim national banking association formed at the direction of the Registrant
to facilitate the business combination contemplated by the parties. Under the
terms of the Plan of Reorganization, North Coast merged with and into ARH
Interim National Bank effective at 5:00 p.m. on October 25, 2000. An 8-K was
filed on November 9, 2000, detailing the specifics of the transaction, as well
as, historical and pro forma financial information.
Included, as Exhibits 99.19, and 99.20 of this Current Report on Form
8-K are unaudited historical condensed combined balance sheet as of November 30,
2000 and statement of operations for the eleven months ended November 30, 2000
and 1999 which reflect the combined operations of the two entities prior to the
combination and for 36 days after the effective date of the merger. This
financial information reflects the application of the pooling of interests
method of accounting for the combination. Under this method of accounting, the
recorded assets, liabilities, shareholders' equity, income and expenses of the
Registrant and North Coast Bank prior to the effective date of the merger are
combined as of the earliest period presented and reflected at their historical
amounts. In the opinion of management, all adjustments (consisting of only
normal recurring adjustments) to fairly present this financial information have
been made. Disclosures normally presented in the notes to the financial
statements prepared in accordance with generally accepted accounting principles
have been omitted.
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Item 7. Financial Statements and Exhibits.
(c) Exhibits
99.19 American River Holdings Balance Sheet (unaudited) as of November
30, 2000
99.20 American River Holdings Statement of Operations (unaudited) for
the eleven months ended November 30, 2000 and 1999
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
AMERICAN RIVER HOLDINGS
/s/ MITCHELL A. DERENZO
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Mitchell A. Derenzo, Chief Financial Officer
December 12, 2000
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INDEX TO EXHIBITS
Exhibit No. Description Page
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99.19 American River Holdings Balance Sheet (unaudited) 6
as of November 30, 2000
99.20 American River Holdings Statement of Operations 7
(unaudited) for the eleven months ended
November 30, 2000 and 1999
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