EXHIBIT 99.1


         The following certification is provided by the undersigned President
and Principal Executive Officer of UnionBancorp, Inc. on the basis of such
officer's knowledge and belief for the sole purpose of complying with 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002.

                                  CERTIFICATION
                                  -------------

         In connection with the Quarterly Report of UnionBancorp, Inc. (the
"Company") on Form 10-Q for the period ended March 31, 2003 as filed with the
Securities and Exchange Commission on May 14, 2003 (the "Report"), I, Charles J.
Grako, President and Principal Executive Officer of the Company, hereby certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that:

         (1)      The Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934, as
                  amended; and

         (2)      The information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.


                            /s/ CHARLES J. GRAKO
                 -----------------------------------------------
                      Name:     Charles J. Grako
                      Title:    President and
                                Principal Executive Officer
                      Date:     May 14, 2003


         A Signed original of this written statement required by Section 906 has
been provided to UnionBancorp, Inc. and will be retained by UnionBancorp, Inc.
and furnished to the Securities and Exchange Commission or its staff upon
request.


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