Exhibit 23.3

                           Consent of Moss Adams LLP,
                    FirstBank NW Corp.'s Independent Auditors


                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                    -----------------------------------------


         We hereby consent to the use in the Prospectus constituting part of
this Registration Statement, on Form S-4 (File Number 333-106522), filed July
24, 2003, of our report dated April 18, 2003, on the consolidated financial
statements of FirstBank NW Corp. and subsidiaries as of March 31, 2003, which
appears in the Prospectus. We also consent to the reference to our Firm under
the heading "Experts" in the Prospectus filed as part of that registration
statement.


/s/ Moss Adams LLP

Spokane, Washington
July 24, 2003