UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 28, 2004
VSB Bancorp, Inc.
(Exact Name of Registrant as specified in its charter)
New York 0-50237 11-3680128
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(State or other jurisdiction Commission File IRS Employer
of incorporation) Number Identification No.
3155 Amboy Road, Staten Island, New York 10306
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Address of principal executive offices (Zip/Postal Code)
Registrant's telephone number: 718-979-1100
n/a
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(Former name or former address, if changed since last report)
Item 5. Other Events and Regulation FD Disclosure
On January 28, 2004, we announced a four for three stock split with a record
date of February 17, 2004 and a mailing date of March 8, 2004. A copy of the
news release announcing the stock split is attached as Exhibit 99.1.
Item 7. Exhibits
99.1 News release announcing stock split.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: January 29, 2004
VSB Bancorp, Inc.
By: /s/ Raffaele Branca
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Raffaele Branca
Executive Vice President and CFO
INDEX TO EXHIBITS
Exhibit No. Description
99.1 Press release.