SECURITIES AND EXCHANGE COMMISSION
                              Washington D.C. 20549


                                   FORM 8 - K

                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported): July 21, 2005



                              NORTH VALLEY BANCORP
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


        CALIFORNIA                    0-10652                  94-2751350
- ----------------------------        -------------         ---------------------
(State or other jurisdiction        (File Number)           (I.R.S. Employer
     of incorporation)                                    identification number)


                   300 Park Marina Circle, Redding, CA   96001
              -----------------------------------------------------
              (Address of principal executive offices and zip code)


                                 (530) 226-2900
              ----------------------------------------------------
              (Registrant's telephone number, including area code)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2.below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b)

[ ]  Pre-commencement communications pursuant to Rule 13e-4(C) under the
     Exchange Act (17 CFR 240.13c-4(c)


Item 8.01: Other Events

         On July 21, 2005, the registrant issued a Press Release, "North Valley
Bancorp reports earnings results for the three- and six-months ending June 30,
2005. Attached hereto as Exhibit 99.87 and incorporated herein by this reference
is said Press Release dated July 21, 2005.


Item 9.01: Financial Statements and Exhibits

         (c)      Exhibits

     (99.87)      News Release of North Valley Bancorp dated July 21, 2005



                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                       NORTH VALLEY BANCORP


                                       By: /s/ SHARON L. BENSON
                                           -------------------------------------
                                           Sharon L. Benson
Dated:   July 21, 2005                     SVP & Chief Financial Officer

                                       2