<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM JUNE 30,
1997 FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK> 0001045934
<NAME> Community Savings
<MULTIPLIER> 1,000
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
<PERIOD-END> SEP-30-1997
<CASH> 14,193
<INT-BEARING-DEPOSITS> 36,104
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 139,379
<INVESTMENTS-CARRYING> 69,735
<INVESTMENTS-MARKET> 110,548
<LOANS> 418,760
<ALLOWANCE> 2,632
<TOTAL-ASSETS> 709,220
<DEPOSITS> 544,295
<SHORT-TERM> 0
<LIABILITIES-OTHER> 17,378
<LONG-TERM> 67,105
<PREFERRED-MANDATORY> 0
<PREFERRED> 0
<COMMON> 5,095
<OTHER-SE> 75,347
<TOTAL-LIABILITIES-AND-EQUITY> 709,220
<INTEREST-LOAN> 24,766
<INTEREST-INVEST> 11,241
<INTEREST-OTHER> 1,464
<INTEREST-TOTAL> 37,471
<INTEREST-DEPOSIT> 16,832
<INTEREST-EXPENSE> 20,296
<INTEREST-INCOME-NET> 17,175
<LOAN-LOSSES> 221
<SECURITIES-GAINS> (8)
<EXPENSE-OTHER> 13,778
<INCOME-PRETAX> 6,560
<INCOME-PRE-EXTRAORDINARY> 4,284
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,284
<EPS-PRIMARY> .85
<EPS-DILUTED> .84
<YIELD-ACTUAL> 7.49
<LOANS-NON> 1,263
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 933
<ALLOWANCE-OPEN> 2,542
<CHARGE-OFFS> (131)
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 2,632
<ALLOWANCE-DOMESTIC> 2,632
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0