<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MARCH 31, 1998 FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS </LEGEND> <CIK> 0001045934 <NAME> COMMUNITY SAVINGS BANKSHARES, INC. <MULTIPLIER> 1,000 <CURRENCY> USD <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> MAR-31-1998 <EXCHANGE-RATE> 1 <CASH> 16,541 <INT-BEARING-DEPOSITS> 43,283 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 111,704 <INVESTMENTS-CARRYING> 65,880 <INVESTMENTS-MARKET> 70,479 <LOANS> 490,166 <ALLOWANCE> 2,692 <TOTAL-ASSETS> 760,610 <DEPOSITS> 586,473 <SHORT-TERM> 0 <LIABILITIES-OTHER> 14,646 <LONG-TERM> 77,326 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 5,100 <OTHER-SE> 77,065 <TOTAL-LIABILITIES-AND-EQUITY> 760,610 <INTEREST-LOAN> 9,370 <INTEREST-INVEST> 3,486 <INTEREST-OTHER> 502 <INTEREST-TOTAL> 13,358 <INTEREST-DEPOSIT> 5,925 <INTEREST-EXPENSE> 7,299 <INTEREST-INCOME-NET> 6,059 <LOAN-LOSSES> 117 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 4,963 <INCOME-PRETAX> 1,913 <INCOME-PRE-EXTRAORDINARY> 1,232 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,232 <EPS-PRIMARY> .25 <EPS-DILUTED> .24 <YIELD-ACTUAL> 7.48 <LOANS-NON> 1,067 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 2,291 <ALLOWANCE-OPEN> 2,662 <CHARGE-OFFS> (87) <RECOVERIES> 0 <ALLOWANCE-CLOSE> 2,692 <ALLOWANCE-DOMESTIC> 2,692 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0